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Mortgagee

The lender in a mortgage...

Judgment Lien

A lien on the property of a debtor resulting from the decree of a...

Creditor

A person to whom money is...

Prime Rate

The interest rate that banks charge to their preferred customers. Changes in the prime rate influence changes in other rates, including...

Escrow Disbursements

The use of escrow funds to pay real estate taxes, hazard insurance, mortgage insurance, and other property expenses as they become due....

Collateral

An asset (such as a car or a home) that guarantees the repayment of a loan. The borrower risks losing the asset if the loan is not repaid...

Equal Credit Opportunity

A federal law that requires lenders and other creditors to make credit equally available without discrimination based on race, color,...

Interest Rate Ceiling

For an adjustable-rate mortgage (ARM), the maximum interest rate, as specified in the mortgage...

Unsecured Loan

A loan that is not backed by...

Certificate Of Deposit

A document written by a bank or other financial institution that is evidence of a deposit, with the issuer's promise to return the deposit...