Hi all, I will be relocating to Houston from Maine, I own a business in Maine and will be buying a business in Houston are, question regarding wife’s felony

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Sep 17, 2023 Views719 Answer a Question

So I am a business owner that is from Houston but we purchased my business in Maine. I am coming back to Houston to purchase another business. My question is My wife who is 58 years old and she has a felony. She is an accountant by trade and the offense is not sex offense or anything of that sort. We would like to rent and then buy a house. How difficulty will it be? I have perfect credit above 800 and no background trouble. I am open to paying the years rent in advance and if anyone is interested I would love an agent. Any help would be appreciated. Thank you in advance.

Addtional Details:
  • Renting an apartment is not an option. - Sep 19, 2023
  • Also, her felony was more than 10 years ago - Sep 18, 2023
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Consumer
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General
About 6 months ago
Hey, I spent some time in Maine! I grew up in Rhode Island. I can help you find a place. I'll love to chat with you and show you what I can do you for you. Feel free to call me anytime at 401-499-7932 or email delwine.joseph@exprealty.com
About 6 months ago
I have encountered this situation with past clients and my advice is to write a letter to the prospective landlord if you are renting a house. We all make mistakes and should not be forever defined by our past mistakes. Keep it brief and not too personal but disclose your current goals. Hire an agent who can advocate for you and be ready to pay a little more on a security deposit. This has worked for my clients in the past and hopefully, you are able to have a smooth transition back to Houston.
About 6 months ago
Welcome to Houston ! It would be easier to rent apartment than the single family home. You might also find single family homes that landlords might accept you. Disclosing your situation and be open about it is your best bet. How severe and recent of this record might effect the decision of the landlords. I would like to add: None of us are perfect and we make mistakes. Everyone deserves second chances. Good luck !
About 7 months ago
Welcome to HTown! I wish I could tell you that it would be easy, but different landlords look for different things when renting their house out. I would try an apartment complex first and let them know your situation first before applying.
About 7 months ago
Welcome to HTown! I would love to say that it will be easy, but each landlord will be different. I think you will have a better outcome getting into a apartment rental vs. a house rental. If you do plan to purchase, I would go the route of renting an apartment, because you might be able to rent it for a short period of time.
About 7 months ago
Welcome Back to the Great Houston.it's a very easy to come over that.I helped many clients with felony or a broken lease to find a house to rent.feel free to call me and I will explain it to you346-383-8524
About 7 months ago
Welcome to HOUSTON! I don't think you will have a difficult time finding a rental property. The fact that you have excellent credit with a score above 800 is a significant advantage. This can offset some concerns that landlords might have regarding the felony. Your financial stability and ability to make rent or mortgage payments on time will carry a lot of weight. Offering to pay several months' rent in advance can be an attractive option for landlords. However, I don't think it would be necessary to pay a full year up front but call me so I can elaborate more on this. An experienced agent can help you mitigate this situation. I would be happy to help you with this. I have been doing this since 2009. Call or text me 713-834-4649.
About 7 months ago
I can help you I work in houston area so I am familiar with the area please call me on 832 368 1849My name is Nita Chauhan
About 7 months ago
I would say for the most part its always case by case. If you are upfront with your agent then they can get answers and help you more effectively when inquiring about you the consumer. Many agents & landlords understand that we as people change & who you were 10 years ago is not who you may be today. Honesty and explaining goes a long way with owners. They are looking for someone they can trust. I explain to my clients my high school self, collage self & me today are not the same. Everything is case by case & good luck with your home search. Feel free to contact with any other questions you may have!!
source:
Personal Experience
About 7 months ago
Good Evening. I pray all goes well in your move. If you are buying there isn't a problem but to rent you will run into some problems depending on the Landlord and sometimes depending on the felony. Just be upfront with whomever you are working with and they can let the landlord know upfront so that you don't waste time.
About 7 months ago
Thanks so much for being upfront about your wife. Though each case is different, you should not have a problem buying a home or renting. Many married people obtain a home on their credit alone if you can afford it. The deed would be in both names for a married couple. Since you are moving from another state, I would look at renting short term as you are looking to buy. There are other options as well. Give me a call, if you need help at 713-550-4670. I am a licensed REALTOR in Texas.
About 7 months ago
When it comes to renting or buying a house, your wife's felony record may affect the process, but it's not impossible to find a suitable place. Here are some considerations:1. Background Checks: Many landlords and property management companies perform background checks on prospective tenants. They typically look for criminal history, credit history, and rental history. Your wife's felony might show up in these checks.2. Felony Type: The nature of the felony matters. Non-violent or financial-related offenses may be viewed more leniently by some landlords.3. Landlord Discretion: Each landlord or property owner has their own policies regarding renting to individuals with criminal records. Some may be willing to overlook a non-violent felony, especially if your financial and credit history is strong.4. Advance Rent: Offering to pay several months' rent in advance can sometimes offset concerns about a criminal record. This demonstrates financial stability and commitment.5. Real Estate Agent: Engaging a local real estate agent can be very helpful. They have local market knowledge and can guide you to properties and landlords who may be more understanding of your specific situation.6. Legal Assistance: Depending on the specifics of your wife's case and its impact on housing, it might be beneficial to consult with an attorney who specializes in criminal record expungement or housing discrimination issues.7. Alternative Housing Options: If traditional rental housing proves challenging, you might explore alternative housing arrangements such as short-term rentals, sublets, or transitional housing while working to improve her housing prospects.Remember that real estate practices can vary from place to place, so working with a local agent who knows the Houston market well is a good step. Additionally, the Fair Housing Act prohibits discrimination based on race, color, religion, sex, national origin, disability, and familial status but does not explicitly cover criminal history, so it's important to be proactive in finding a landlord willing to work with your specific situation.
About 7 months ago
It depends on what the felony is for and how long ago it occurred. Your income, if self-employed, will require more documentation. Usually several years of tax returns and bank statements, but every landlords requirements may be different.
About 7 months ago
Hello, renting in Houston at this point should be a bit easier since the rental market has slowed down a bit. As far as your Wife's felony, this should be disclosed from the beginning because it will show up on the Background Report either way. A good way to disclose that is with writing a letter of explanation. This letter can be included along with the application. In this letter you can briefly explain yourself just as you did asking this question. It seems like you might have to pay Double the deposit and offering to pay the full year should help as well. If you need any assistance in getting a rental feel free to give me a call. 832-465-1692
About 7 months ago
It's very wise to address this issue up front and consider different options in leasing. Landlords may have different responses to a felony charge and I would recommend narrowing down where you will be living and find a well-experienced local agent in that area. Their connections with other agents that do leasing will be very helpful. You don't want to spend repeated fees on applications if your agent can filter through opportunities in your area. You might also run your own background check with www.mysmartmove.com to see what landlords using this site will see when they do a background check. Landlords will most likely not accept a copy from tenants directly, but this will let you know how best to approach the issue. A double deposit may help, but landlords will likely take the type offense and the length of time since it happened into account. Texas Tenant Asvisor has some guidance on this topic as well.
source:
https://www.texastenant.org/before-you-move-in-1/criminal-background
About 7 months ago
Thank you for reaching out and welcome back to Houston! Relocating and acquiring a new business are significant steps, and I appreciate your forthrightness about your situation.To address your specific question about your wife's felony: It's important to note that this is a case-by-case scenario. With the limited information provided about your wife's past offense, it's challenging to give you a definitive answer. I would strongly recommend being 100 upfront and honest with any landlord or property owner you choose to work with. Background checks will reveal this information, so its best to discuss it openly so that you can elaborate on the details and the outcome of the felony.Landlord policies on this issue vary, but your strong financial position and willingness to pay a year's rent in advance could weigh in your favor. I can help you identify potential landlords and discuss your case with them in advance to ensure that there are no issues before we move forward.I look forward to the possibility of assisting you further. If you have any more questions or would like to proceed, please don't hesitate to reach out.-Best Regards, David Smith Blok & Blvd. Realty 2425 W Loop S. 5th FL, Houston, TX 77027, 281.732.3090
About 7 months ago
Good morning to you. Your move should go smoothly since you do have excellent credit. If your wifes the same there should be no problems renting until you find a home. If your wife is an occupant and has a felony you may be required to pay an additional deposit. Only if the felony is related to a hazard to other tenants you should not have any issues. Then again additional deposits always help. Purchasing a home sounds like you just need the pre approval to start the process. But as you mentioned lease till you find something you both like is the right way to start your journey in Texas. Starting your business is also pretty easy in Texas. I have attorneys who can get the process started with the state. Hope this helps.
Disclaimer: Answers provided are just opinions and should not be accepted as advice.
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