Mortgage & Finance Articles

4,635 Posts
Understanding Commissions in Transactions
15 June, 2024| Mortgage & Finance, Education, General
A "commission" is a fee paid to an agent or broker for conducting a transaction. It is commonly used in real estate, finance, and sales industries, where professionals are compensated for facilitating... read more
Unlocking the Benefits of Mortgage Refinancing
14 June, 2024| Mortgage & Finance, Education, General
Refinancing is replacing an existing mortgage with a new loan, typically to benefit from better loan terms, such as a lower interest rate, different loan duration, or to switch from an adjustable-rate... read more
Comprar una casa sin SSN (Guia de prestamos hipote...
14 June, 2024| Affordable Housing, Mortgage & Finance
¿ Sueñas con ser propietario de una vivienda pero el proceso hipotecario tradicional te resulta desalentador debido a la falta de un número de la Seguridad Social (SSN)? No hay po... read more
Navigating Your Credit Report: Insights and Action...
12 June, 2024| Home Buying, Mortgage & Finance, Education
A "credit report" is a detailed document that outlines an individual's credit history, including information about credit accounts, payment history, outstanding debts, and personal identity details. C... read more
Why Home Buyers Might Choose an FHA Loan Over a Co...
11 June, 2024| Home Buying, Mortgage & Finance, General
When embarking on the journey to homeownership, one of the most critical decisions you'll make is choosing the right type of mortgage. For many first-time homebuyers, the choice often comes down t... read more
Down Payment Assistance Programs: A Handy Guide
11 June, 2024| Affordable Housing, Home Buying, Mortgage & Financ...
Down payment assistance (DPA) programs are initiatives designed to help homebuyers bridge the financial gap when paying for a home. These programs can be a lifeline for individuals and families who mi... read more
5 Advantages Of Homeownership
10 June, 2024| Home Buying, Mortgage & Finance, Home Values & Rec...
Home ownership can be intimidating, but it has many long-term and short-term benefits. And at the end of the day, it is so nice to come home to a place that’s yours. If you’re ready to get... read more
How to Pay Off early a 30-Year Mortgage on Your Pr...
8 June, 2024| Education, Mortgage & Finance, Housing Market
A 30-year mortgage can seem like a daunting financial commitment. However, with strategic planning and disciplined execution, you can pay off your mortgage faster, saving money on interest and gaining... read more
The Pros and Cons of a Home Equity Line of Credit...
8 June, 2024| Education, Housing Market, Mortgage & Finance
A Home Equity Line of Credit (HELOC) can be a valuable financial tool, allowing homeowners to tap into the equity of their homes. However, like any financial product, it comes with both advantages and... read more
Tenant Vs. Landlord Responsibilities When Renting
7 June, 2024| Relocation & Newcomer, Mortgage & Finance, General
Understanding landlord vs. tenant responsibilities is crucial for favorable living arrangements in rental agreements. Tenants ensure timely payments, property upkeep, and lease adherence, while landlo... read more
Securing a Lower Interest Rate When Purchasing a H...
6 June, 2024| Home Buying, Mortgage & Finance, Affordable Housin...
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Your Equity Could Make a Move Possible
6 June, 2024| Housing Market, Houston Living, Mortgage & Finance
What Is Equity? Think of equity as a simple math equation. Freddie Mac explains: “. . . your home’s equity is the difference between how much your home is worth and how much yo... read more
Mid-Year Market Update for 2024: What Buyers and S...
4 June, 2024| Home Buying, Mortgage & Finance, Home Values & Rec...
We are already half way through the year! Can you believe it? So where are we in reaching our goals? And where is the housing industry in reaching theirs? Last December, when the Federal Reserve proj... read more
Rising Interest Rates Create Hurdles For Houston H...
4 June, 2024| Home Buying, Mortgage & Finance, Home Values & Rec...
Home Communications Magazine Current Issue Magazine Archives About Houston REALTOR® Magazine HAR on the Move Podcast Houston Housing & Rental Affordability The Edge Advertise With... read more
Prepare Your Home for FHA Financing: A Key to Maxi...
3 June, 2024| Home Selling, Mortgage & Finance, Education
When listing your home for sale, one of the most critical considerations is how to attract the most potential buyers. The equation is simple: the more buyers interested in your home, the better your c... read more