Zelda Cain

A2Z Real Estate Consultants

***Educate * Enlighten * Empower*** We Believe "Educated and Enlightened Consumers are Empowered to make Informed Decisions!"

Zelda Cain Bio

A native of Sibley, MS, Zelda moved to Houston, TX in 1988 along with her husband and 3 lovely daughters. After achieving her lifelong goal of working as a trainer in the IT department of a local Oil Company traveling throughout the US and Canada developing and conducting training seminars on new software implementations, Zelda realized her passion for helping people and felt directed to leave Corporate America and pursue a career in Real Estate. Since 2005 Zelda has volunteered in partnership with non-profit organizations educating first time home buyers in the home buying process and various grant programs available through local, state and federal programs. In addition, Zelda is very active in the teaching ministry at her church, Loving Word Fellowship.Zelda is a part time instructor

*Texas Monthly Magazine Five Star Realtor June 2013-2016 *Texas Real Estate Teachers Association(TRETA) Lifetime Member *TREC Approved Instructor for Core and CE *Legal Update 1 and 2 Instructor Core and CE Instructor for Champions School of Real Estate EAH and EHO Certified Instructor for National Association of Realtors Previous Education Chair for Houston Black Real Estate Association Property Management for various Asset Management Companies Mobile Signing Agent Certified Real Estate Instructor Candidate (CREI) Graduate Realtor Institute (GRI) Accredited Buyer Representative (ABR) Military Relocation Specialist (MRP) Texas Realtor Leadership Program (TRLP) Texas Affordable Housing Specialist (TAHS) Certified Distress Property Expert (CDPE) Short Sale Foreclosure Specialist (SFR) Certi

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Listings by Zelda Cain & Prior Sales

$ 475,000
Under Contract - Option Pending

$ 475,000 / Single-Family, 2 Beds , 1 Baths, 1,156 Sq.Ft. , Year Built: 1948 ,
MLS# 91409372 (HAR) /For Sale

Broker: A2Z Real Estate Consultants

Zelda Cain Specializes in the following Neighborhoods:

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Community Activities by Zelda Cain

133 Points  

Bronze Level
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Anyone looking for a home near the Lake?

Hi Annette: Looking for a lake front property in he Houston area for one of my buyers. Wish it was closer in, I would definitely show it to them.

in Active Adults (Age 55+), 3 months ago
First time home buyer help?

rent may possibly be a stretch. The actual principle and interest may be $700 or less per month, however, you will also have to account for taxes and insurance as well. I’m not sure the house payment of $700 will cover the Principle, Interest, Taxes, and Insurance. Which means taxes and insurance will be an added expense for you and your husband. however 1) we have no down payment Based on the income you and your husband have on an annual basis it looks like you will qualify for several different down payment assistance programs. Each program have different qualifications and so a bit more information regarding your income, household size, credit scores, and where you are looking to live will be needed in order to direct you to the program that will work best for you. and 2) we have no idea where to start. There are homebuying classes that are offered throughout the City that will walk you through the process. In addition, I recommend you find a Realtor that works with first time home buyers and is also familiar with down payment assistance program options who can make sure you get the attention and assistance you need during your process. Not every Realtor and not every Lender has a history of the information you need in order to make your homebuying experience pleasurable. We’ve got two car payments each month as well as a personal loan we’re paying off and I have student loans, if that means anything. This means a lot. The lender is going to look at your Debt To Income Ratios in order to approve you for a home loan. Your monthly payments can cause you to have to wait a bit longer than planned to purchase your new home. Student Loans can potentially be a deal breaker all by themselves if you have not properly prepared. Unfortunately I do not have the time and/or space to fully explain. Based on your student loan balance, you may need to go the Conventional Loan route instead of an FHA Loan. If this is the case the Conventional Loan will require you

in General, 2 years ago
First time home buyer help?

First, I would like to congratulate you on recognizing that owning your own home is always a great option. You gave a lot of information in your post and based on the tone, you seem very frustrated. I\'m sorry to hear of all the issues you are having with your current home and hope for the time being, things are resolved quickly. I would like to address some of the issues and concerns you have addressed in your post. \n\nWe’re borderline desperate, and I’m simply not sure where else to turn for help. First of all you should never make a purchase out of desperation, especially when it comes to spending as much money as it will cost to purchase a home. When making a decision out of desperation, you are sure to select something that will not necessary meet the mid to long term needs of your family. I would like to encourage you to take some deep breaths and try to clear your mind so that you are seeing and thinking clearly in order to make an informed decision regarding your home purchase or next move. Our lease for our apartment runs out next month, and the apartment has been flooding for over a week now and we’ve been fighting with maintenance to fix it, so we really don’t want to renew. Having to deal with flooding in your existing home is stressful enough by itself and then to place moving into a new home on top of that can only add to your stress levels. Next, I recommend that you take a look at your existing lease and familiarize yourself with the terms for notifying your existing landlord about your intentions for renewal or moving out. Most leases will require a 60-day notice and some will report you to the credit bureaus for not giving proper notification. Once you determine that then give the proper notices so that it does not come up to harm you in the future. We’re paying $1100/month in rent right now, we both work full time making a combined 80k/year approximately. It seems like house payments in our area are at least $400 less than what we pay in

in General, 2 years ago

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A2Z Real Estate Consultants

1530 Greensmark Dr #670743 , Houston, TX 77267

Zelda Cain with A2Z Real Estate Consultants is a real estate professional in TX. View Zelda Cain bio, Listings by Zelda Cain, Neighborhoods where Zelda Cain is active and more. You can contact Zelda Cain by phone, email or visit the website.

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