Hi,I am looking to buy a first home but my situation is complicated. I am married, my husband and I make around $50k/year. I have a good credit score >700, my husband around 620-640. however, my income is much lower than him. We save enough for 20% downpayment. Is there any program for 1st time home buyer? Will us qualify for a mortgage?Thanks

You should qualify, based on the information you provided. Most likely an FHA loan. Please contact your trusted mortgage broker or I can get you in contact with one to discuss your options.

what is the difference between option pending, pending and pending continue to show?

Option pending means they have an uted contract and are in the option period (inspection time). Pending means that the option period is over and they're waiting to close. Pending continue to show is when the option period is over, they're waiting to close, but between that time, they are taking back-up offers.

as a home buyer, I will be buying a house with cash...I have heard that buying with cash is more attractive to a seller...will this recent news affect my negotiation plans? Example,Is it possible to buy a house that is $160000 for $130000 or am I just spinning my wheels and wasting my time?

Yes it is possible. Cash is king. However, in today's market, the highest bidder wins, unless the home is over-priced, then cash will win because they do not have to worry about appraisals and can close in 2 days.

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Le Nguyen

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When trust, experience and results matter.

Negotiation Abilities Stunning Marketing Skills Comprehensive Market Knowledge Detail Oriented Proven Sales Experience Honest and Trustworthy Social Media Proficiency Hard Work and Commitment Current Trend Awareness results million dollar homes Professionalism negotiations marketing high reviews Top notch marketing strategy Market knowledge Outstanding results Negotiation skills Exceptional communication Communication skills Actionable advice vietnamese spanish team leade

Data-Driven Results. Battle-Tested Dedication.

I've been selling real estate in Houston for over 18 years — first-time owners, luxury properties, new construction, condos and townhomes, investments, and commercial deals. I grew up here, went to the High School for Engineering Professions at Booker T. Washington, and live in Spring Branch today. These neighborhoods aren't a market to me; they're home.

My degree is in accounting from UH-Downtown, and it shows in how I work: I read every contract closely and pay attention to the numbers, because that's where my clients' money is protected. Before real estate, I worked as a military contractor in Kirkuk, Iraq, during the Iraq War, facilitating contracts and supplies for the U.S. Army, and I spent 16 years coaching competitive gymnastics. Both taught me the same lesson — preparation and follow-through are everything.

Most of my business comes from referrals: past clients sending me their family, friends, and coworkers. I try to earn that by keeping things simple — honest advice, clear communication, and no pressure. I work in English and Vietnamese, and some Spanish.

Outside of work, you'll usually find me at the gym, trying a new restaurant, planning a trip, or at home with Lola, my parrot. If you're thinking about buying or selling — whether that's this month or a couple of years out — I'm always glad to talk.

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Houston Association of REALTORS®

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Certified Luxury Home Marketing Specialist

Broker Price Opinion Resource Certification

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Go-MRealty, is a Texas real estate firm, located at 1334 Brittmoore Rd #2309, Houston, TX 77043. Go-MRealty provides a wide range of real estate services. Consumers continue to find value in having a real estate professional help them through the home buying and selling process. The range of services the real estate professionals provide is proving ever more valuable in real estate transactions (financing twists and sales contract intricacies). Please view Go-MRealty current listings, or sold listings.

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Please visit Go-MRealty website, where you will find useful information on how to choose the right property, make an offer, negotiate, finance, pick the feasible mortgage rates, move, as well as get hold of all the details needed in making an informed real estate decision in today's market.

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