Houston Real Estate Agents

Growing up in the Greater Houston area, I've had the unique opportunity to witness the incredible growth and transformation of communities such as Richmond, Sugar Land, Katy, and their surrounding areas over the past 15 years. This deep-rooted familiarity with the region provides me with invaluable insights into its real estate market. Throughout my career, I've had the privilege of working with a diverse range of buyers, including investors seeking lucrative opportunities, first-time homebuyers embarking on their exciting journey to homeownership, and families looking for the perfect place to call home. Understanding the specific needs and desires of families, I focus on finding homes that offer the ideal blend of comfort, convenience, and community. Whether you're looking to invest in a property, find your dream home, or secure a family-friendly environment, I am committed to guiding you through every step of the process with expertise and dedication. My goal is to provide personalized and attentive service to each client, ensuring their needs are met and their expectations exceeded. Let's work together to turn your real estate goals into reality, making your next move a seamless and rewarding experience. - Raza Jaffri RJ Real Estate

Hello Houston. I've been in Sales for the past 5 years. I enjoy helping people and I thrive to do my best in everything I do and I would love to help you. I 'm part of The Abby Team at eXp Realty in Spring, Tx. I am also a Bilingual Sale Rep for manufactured homes as well.

Confident, competent and motivated, native Houstonian Rosemarie Warren uses her considerable skills to help make every client's transaction a success. Rosemarie is sensitive to the emotions involved in a home purchase or sale and understands her responsibility to clients during this most significant period in their lives. Having grown up in Houston, Rosemarie is conversant with many Houston neighborhoods but is most familiar with the Spring Valley area, Tanglewood, Hunters Creek Village and River Oaks.

Rosemarie is persistent, goal-oriented, attentive to details, highly organized, and a studious listener. Certified in ePRO, she makes excellent use of the cutting-edge technology available at Martha Turner Sotheby's International Realty for the benefit of her clients. Rosemarie hails from an Argentine family and uses her native, expert-level Spanish language skills in contract negotiation.

Prior to her 16 year residential real estate career, Rosemarie worked as a procurement advisor in the oil and gas industry where she learned the importance of structure, diplomacy, professionalism, and motivation. She developed strong contractual and negotiation skills which contribute to her present success.

Rosemarie is a graduate of Texas Christian University where she majored in Spanish and Latin American Studies. In addition to being focused on her career and her family, Rosemarie enjoys playing tennis and spending time with friends.

Professional Memberships
• Houston Association of Realtors
• Texas Association of Realtors
• National Association of Realtors

As an agent who's an expert in this local area, I bring a wealth of knowledge and expertise about buying and selling real estate here. It's not the same everywhere, so you need someone you can trust for up-to-date information. I am eager to serve you. Turning your Dreams into an Address

Specializing in Texas Real Estate! As your real estate resource, Darlene Gilley provides you with real estate information for the Pearland area. Whether you are looking for your dream home or you need to sell your existing home Darlene Gilley can help you with the details from start to finish. I understand that each family or individual has their own unique lifestyle and interests. With that in mind it is my goal to help you find that special home that is right for you. I can help you find properties in Houston, Alvin, Clear Lake, Friendswoods, Pearland, League City, Texas City or surrounding areas. And if you are selling your current home, Darlene Gilley will help you find the right neighborhood in the right city for you.

I may know of homes that aren't even on MLS yet, so you are first in the door! As Listing Agents in these areas market, I have many featured properties. With different marketing channels of advertising, I represent the most effective and professional program available for our sellers.

Buying a home is an exciting but often overwhelming experience, particularly if you are buying your first home. As your REALTOR�, we can help you through the home buying process and assure that you find the right home for you, at the right price for you. Every homebuyer has a number of concerns, all of which we can help you with:

Setting a Time Frame There are a lot of variables in the home-buying process, which means the time it takes to find and buy your new home varies too. A typical home search process may take three to four months, including the mortgage approval process, comparing and evaluating properties, making an offer and the closing process. The loan process typically takes 40-60 days.

The Lending Process Perhaps one of the most intimidating aspects of buying a home is the mortgage approval process. We'll be here to help guide you through this, but there are many ways you can prepare early to make the process smoother. Start by making sure your budget is under control--make a list of all your monthly expenses, compare it with your income, and see if adjustments need to be made. You should also try to pay off small credit card balances. Start gathering documents you may need, such as W-2 forms, income taxreturns for the past few years, pay stubs, records of child support or alimony, bank statements for the past several months, and your credit report. Also, be sure to allow for closing costs. Getting several offers will allow you to compare loans and get the best deal.

Determining How Much You Can Afford A general guideline to consider is that most buyers purchase a home that costs about one and a half to two and half times their current annual income. For example, someone earning $50,000 a year might purchase a home for $75,000 to $125,000. Mortgage payments should be about 26-28 percent of your gross monthly income. Existing debt is also considered in the mortgage process, and total debt payments (car payments, credit cards, student loans, etc.) should not exceed 40 percent of your gross monthly income.

Finding a Home That Meets Your Needs and Wants Before you start looking at properties, make a list of "must-have" features along with optional features you'd like to have. "Must-have" features may include the number of bedrooms and bathrooms you'll need to accommodate your family, location (consider commute to work, which schools your children will attend, etc.), lot size and special needs (handicapped access, etc.). Optional features may include the architectural styling, bay windows, landscaping, etc. Having a clear idea of what you want in a home will help your REALTOR� find the perfect property for you.

Educating yourself about the home-buying process is key to getting a home you love and can afford. As your REALTOR�, we are here to answer any questions you might have and guide you through this process.

Selling your home involves much more than just placing a "For Sale" sign in your yard and going to the closing. As a REALTOR�, we are here to help you prepare your home for sale, market your home, and guide you through the sale process to ensure you sell your home within your time frame and get the best price possible

As your REALTOR�, we will determine the correct price range for your home, point out things you should do to make your home more appealing to buyers, and devise the most effective plan of action. Here are some of the steps we will take to sell your home:

• Review the selling process--without the technical jargon • Perform a comparative market analysis • Determine the list and target prices • Market your property • Keep communication open • Present the purchase agreement

Factors That Affect Your Home's Sale There are three main factors that determine how marketable your home--price, financing, and time.

Price - If your home is priced too high, you must be willing to wait much longer for your home to sell. Either it will take that much longer to find someone to pay more than the home is worth, or the market will eventually catch up to the asking price of the home through inflation.

Financing - You may not realize it, but the financing of your buyer can have a tremendous impact on the success of selling your home. Try to offer very attractive financing options. Consider carrying the financing yourself at a below-market interest rate or preparing your home for government financing. This could open the door for many buyers that otherwise wouldn't even consider your home. Time - If your time frame is important then you must be willing to lower the price.