Frequently Asked Questions

What are the pros and cons of buying a new construction home vs. a resale home? 

New construction homes offer customization options and come with modern features, but may be more expensive. Resale homes are often located in established neighborhoods and might offer better value, but could require renovations.

How can I improve my credit score before applying for a mortgage? 

To improve your credit score, pay down debt, make all payments on time, avoid applying for new credit, and review your credit report for errors.

What is a mortgage pre-approval, and why is it important? 

A mortgage pre-approval is a lender's estimate of how much you can borrow based on your financial situation. It’s important because it helps you set a realistic budget and shows sellers you are serious about buying.