Frequently Asked Questions

What should I look for during a home inspection?

During a home inspection, check for issues with the foundation, roof, plumbing, electrical systems, and HVAC. Inspect for water damage, mold, and pest infestations as well.

How do I improve my credit score before applying for a mortgage?

You can improve your credit score by paying down debt, making payments on time, reducing the number of credit inquiries, and ensuring your credit report is accurate.

What is a homeowners association (HOA), and how does it work?

An HOA is an organization in a community that sets and enforces rules for properties and residents. Homeowners in the community pay HOA fees to maintain shared spaces and amenities.

What are closing costs, and who pays for them?

Closing costs are fees associated with finalizing a home purchase, including loan origination fees, appraisal fees, title insurance, and more. Both the buyer and seller may contribute to these costs.