This REALTOR wrote on the MLS that the owner will consider other owner finance $60,000 down 8.5 interest rate for 30 years\n\n We brought him a full price offer and now their counter back is $137,500 down 10% interest right 30 years.

I do not practice law so I can not give legal advice on this issue, however, It seems like something worth seeking legal counsel on and seeing if it violates the DECEPTIVE TRADE PRACTICES ACT. For example, I would find out if the statements posted in MLS could fall under of a deceptive trade practice such as false or misleading advertising or exaggerating or misrepresenting the benefits...What also makes it interesting is the use of the word\"consideration\" which could be interpreted to mean a general term meaning: \"continuous and careful thought \" . Or it could mean \"a matter weighed or taken into account when formulating an opinion or plan\" which seems like it would be harder to dispute. Or maybe by \"consideration\" was meant mean from a real estate. I do as much research as possible for my (buyer) clients including (but not limited to) finding out the motivation for the sale of the property,look in HCAD to estimated what it owed, if anything on the property, etc. Also, I would encourage my client to move on and stay focused on the prize and pursue only deals that \"feel right\". One that has issues up front could bring even more challenges later on....https://texasattorneygeneral.gov/agency/weeklyag/2009/1109deceptivetrade.pdf

They send me an email telling me that the variance was granted but how can I prove that it is actually Granted. I just have an email from the H O A

Email and txt messages are being used as proof, evidence, consent, contractual obligations and so on. If you want to double check, visit or phone HOA. Make note of their name for future reference.\n\nChris\nColdwell Bankers United, Realtors\n832-859-8698\nChrisRealEstatePro.com

At the moment I want to rent a home before purchasing one, I’m trying to figure out budgeting and everything. I need a bit of help

If you're planning to rent first while preparing to buy later, that can actually be a smart way to ease into the process. One of the first things I recommend is creating a clear monthly housing budget that includes rent, utilities, renters insurance, and a little cushion for unexpected expenses.While renting, it can also help to start setting aside savings each month toward a future down payment and moving costs. Many buyers use this time to learn more about neighborhoods they may want to purchase in later.Even if buying is a year or two away, having a conversation with a lender can give you a general idea of what price range may be comfortable when the time comes.If you have questions as you work through the budgeting and rental search, a local Realtor can often help you think through the options, so you feel more prepared when the time comes to buy.

We are ready to purchase a house, but financially we cannot afford monthly PMI, home owners insurance, property taxes on top of the monthly mortgage etc. I would like more information on rent to own process and do they also accept Down payment assistance programs? Thank you

Rent-to-own programs do exist, but the terms can vary quite a bit depending on the seller offering the arrangement. In some cases, a portion of the rent may be credited toward the purchase price, but its important to review the details very carefully.Many buyers who initially consider rent-to-own are sometimes surprised to learn there are first-time buyer loan programs or down payment assistance options that can make traditional financing more achievable than expected.Speaking with both a lender and a local real estate agent can help you explore what programs may be available and determine the best path toward homeownership based on your situation.

Maintenance fee is monthly or annual?

It depends on what kind of housing you are looking at. If you are looking at a townhouse or condo those fees are generally monthly. If you are looking at a single family home it is usually annually. The reason for the big difference in monthly fees or annual fees is because of the amount of support the association is providing. With a townhouse or condo they are generally keeping up all of the grounds, building maintenance, roof coverage, if they have pool, etc. That requires more work and workers so that translates to a fee that is paid monthly and is more over all. The fee is a single family home neighborhood is lower because the association is only providing support for shared services like parks, trails, a pool if they have one. Less work translates to a lower fee.

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Grand Terra Realty

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2671 S Loop 336 W Ste A – Conroe, TX 77304

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Agents of Grand Terra Realty

Broker of Record

Jill Daniels

4.99 /5(68 surveys)

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1 For Sale 2 For Rent 38 Sold * 21 Leased 10 Showings

Christa Renna

4.99 /5(89 surveys)

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1 For Sale 18 Sold *

Elizabeth Antley

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2 For Sale 6 Sold * 18 Showings

Crystal Oliver

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12 For Sale 85 Sold * 17 Leased

Robert Miller

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6 Sold *

Ali Eberling

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10 Sold * 21 Leased 45 Showings

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512 Surveys

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4.98 / 5

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4.98 / 5

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4.99 / 5

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4.99 / 5

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What my satisfied clients are saying about my real estate services.

Expert Negotiator Excellent Communication Responsive Knowledgeable Professional Trustworthy Detail-Oriented Efficient Dedicated Personable

Seller's Comment

Richard Grisham

Posted on 3 weeks ago

Ashley was wonderful to work with, she is very knowledgeable and was extremely helpful throughout the entire process.

Represented the Seller

Aline DR

Surveyed on Mar 26, 2026

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Recommendations

50 Recommendation(s)

Ann Michelle LeBlanc

Ann Michelle LeBlanc recommended by Jill Bevan. Ann Michelle helped sell a property on Apr. 12th, 2026.

“Working with Michelle LeBlanc to sell our home in Clear Lake was a fantastic experience ... “Working with Michelle LeBlanc to sell our home in Clear Lake was a fantastic experience. She brought strong market knowledge, a clear strategy, and excellent attention to detail that made our home stand out right away. Michelle was communicative, professional, and always available to guide us through each step. When it came to negotiations, she handled everything with confidence and got us a great result. We truly felt supported throughout the entire process and would highly recommend Michelle to anyone looking to buy or sell a home." Read more

Ann Michelle LeBlanc

Ann Michelle LeBlanc recommended by Sean Truesdale. Ann Michelle helped sell a property on Apr. 12th, 2026.

“Thanks to Michelle for being an excellent realtor for two rentals in Abilene She made ... “Thanks to Michelle for being an excellent realtor for two rentals in Abilene. She made the transaction smooth and helped from start to finish. Really recommend her as a Texas agent." Read more

Ann Michelle LeBlanc

Ann Michelle LeBlanc recommended by Mickey True. Ann Michelle helped lease a property on Apr. 12th, 2026.

“Thanks to Michelle for helping me find the perfect rental She's smart driven and knows ... “Thanks to Michelle for helping me find the perfect rental! She's smart, driven and knows the Houston area! Highly recommend!!" Read more

Maria Hill

Maria Hill recommended by Tamatha Mayfield. Maria worked together on a real estate transaction on Mar. 23rd, 2026.

“I met Maria on a transaction we did together and she was a breath of ... “I met Maria on a transaction we did together, and she was a breath of fresh air! She was someone who took the time for her clients, she was great with communication, and you can see she cares about her business, which shows her professionalism." Read more

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About the Broker

Grand Terra Realty

Founded by Broker/Owner Jill Daniels, Grand Terra Realty is built on more than 30 years of proven leadership and over a decade of real estate expertise. With a reputation for excellence and a heart for service, Jill has guided agents, teams and clients alike through every facet of growth.

At Grand Terra Realty, we believe real estate is more than property—it’s about people, purpose, and place. Rooted in strong relationships and a deep appreciation for the land we call home, our team proudly serves the local communities of Montgomery County and beyond. Every transaction reflects our commitment to integrity, care, and connection, ensuring that our clients feel supported every step of the way.

Grand Terra Realty — Rooted in Relationships. Growing with Purpose.