A husband mentioned to me that he wants to surprise his wife with a home. Is it required that she be on the contract although the wife will sign on the deed and other paperwork at the Title company?

I\'m not a Lender, This would be great question for Lender. With my experience, You can purchase a home and be the only person financially obligated. ... However in Texas, your spouse will still be required to sign the security instrument at closing because Texas is a community property state.