My name is Brianca Lemons, im recently a new mother looking to invest in a home and i need assisting into trying to get approved so i can start looking for the perfect house. Is there any advice that anybody can give in order to help me move forward?

Absolutely! The first step is to get pre-qualified with a local reputable lender. Being pre-qualified prior to looking for a home will help guide you as to how much down payment you can expect to save for, and more importantly, how much of a home you can qualify for.Also, contact an agent to assist you in your online search. If you need any help checking out a few lenders that I may highly recommend, I\'m here to help!

A husband mentioned to me that he wants to surprise his wife with a home. Is it required that she be on the contract although the wife will sign on the deed and other paperwork at the Title company?

If the wife is not going to be on the loan for the home, most lenders wouldn\'t require her to be on the contract. However, if she does need to be added to the loan at some point in the purchase process, her name could be added through an amendment to the contract (providing all parties agree to the change of course).