I know this is an old thread and the question has been answered. But I just wanted to add something for those who come across it in the future. The flood map in Houston is constantly being updated, so there is always a chance a particular area's risk may change. One thing to note is that grandfathering a flood insurance policy can potentially save your clients money, and maybe even past clients for that matter. See the link below to see what I am talking about.
When in Matrix, just click the link "Flood Map" by "Property Archive" and "Attachments". Also, if you're in Matrix, and you are looking at the map of the location.....You can click on the "layers" icon and check "Flood Zones". You may have to zoom in a little in order for it to register. This "Layers" link is great. You can also view MUDS, flood zones, school districts, MLS areas....Super handy. Call me if you need any help with it. 713-291-5270
I normally go directly to the FEMA website and enter the property address. It's the fastest and most reliable source with obviously real-time update. Hope this helps.
The short answer is check FEMA's website. Keep in mind that just because a property has never flooded, it does not mean that it never will. Proceed with caution when purchasing near or around other areas that have flooded.
Here's the site. https://msc.fema.gov/portal/search
You can search the property on the MLS. Once you have the listing open, you can click the flood map tab at the top.
If it is not on the MLS you can go to Fema.gov.com. At the top of the page, click on flood & maps. Then on the right side of the drop down menu click National Flood Hazards layer. Finally you can find the NFHL viewer at the bottom of the page. Once the map appears, type in the address and voila!!!!
You can go to the FEMA website and insert the address to verify if it's in the flood hazard area. Or you can give me the address and I can look it up for you in a jiffy.
You may provide or review the FEMA Flood Map Service Center link https://msc.fema.gov/portal/home . The National Flood Hazard Layer (NFHL) is a geospatial database that contains current effective flood hazard data. FEMA provides the flood hazard data to support the National Flood Insurance Program. You can use the information to better understand the level of flood risk and type of flooding. This link will allow a search by address, place, or coordinate. You may also review the MLS flood map information by clicking on the map and adding the flood map layer. I prefer to consult or refer clients to an insurance agent.
Some listing agents will put that in their commits. There are alot that do not put that in any more and the agent helping buyers will have to call the listing agent to find out.
While on the MLS listing, click on the “flood” tab. It will show you a map where you will be able to determine if the property is located in a flood zone. I hope this helps! :)
Federal Emergency Management Agency is an agency of the United States Department of Homeland Security. There you will find all of the categories of topographies for flood and non flood areas. The FEMA Flood Map Service Center (MSC) is the official public source for flood hazard information produced in support of the National Flood Insurance Program (NFIP).
The FEMA Flood Map Service Center has FIRM maps, Flood Insurance Rate Maps, on their website which outline the flood area that a property is located in. I highly recommend calling a trusted insurance agent for a quote instead. Provide them with the address of the property and they will run a C.L.U.E. report which shows the flood zone and any past flood claims that have been filed on the property. Reach out to me so that I can provide you with some insurance agents who are well versed in flood zone questions.
Tina Wilcher, MBA/CREi The Educators Real Estate Team 713-204-8345 #RealtorTinaWilcher
Pull the listing up on MLS. There is a tab labeled flood. Click it and the map will appear and will indicateif it's in a floodzone. If it's not on MLS, find the property on Google map, right click, select what's here. The lat/long coordinates will appear. Go to fema.gov. Enter long/lat (backwards) ex: -96.44567,35.7436. If mapped, the pindrop will indicate if the property is in the flood zone. I hope this helps!