1st time homebuyer's mortgage
1,645Hi,I am looking to buy a first home but my situation is complicated. I am married, my husband and I make around $50k/year. I have a good credit score >700, my husband around 620-640. however, my income is much lower than him. We save enough for 20% downpayment. Is there any program for 1st time home buyer? Will us qualify for a mortgage?Thanks
7 answer(s)
About 11 years ago
Congratulations on your decision to your first home! I love working with First Time Home Buyers! I am a real estate agent with 10 years experience in the mortgage lending industry. Please call me so I can help you get the process started. 832-285-2865
Like (1)
DislikeAbout 11 years ago
It looks like your doing your homework which is great. You mention that you have savings (don't spend it, lol!). Getting your funding in order is the first step. Talk to your bank rep or conatct me and I can put you in contact with a lender. My e-mail is rcamacho@rmsnav.com or feel free to call me at (281) 404-7979.
About 11 years ago
You should qualify. Like Veronica said, keep it local. Out of town lenders are most difficult to deal with. Good luck!
About 11 years ago
Congratulations! You are on your way to being a homeowner!
First Community Credit Union has many options for first time home buyers like yourself. Give them an opportunity to explain to you what they offer.
They are right here in Houston, too!
Keep it local! :-)
First Community Credit Union
Main 281-856-5300
First Community Credit Union has many options for first time home buyers like yourself. Give them an opportunity to explain to you what they offer.
They are right here in Houston, too!
Keep it local! :-)
First Community Credit Union
Main 281-856-5300
About 11 years ago
You should qualify, based on the information you provided. Most likely an FHA loan. Please contact your trusted mortgage broker or I can get you in contact with one to discuss your options.
Disclaimer: Answers provided are just opinions and should not be accepted as advice.
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