How many months of bank statements are required when applying for a mortgage? We receive our statements electronically. Will the bank accept a copy of our statements if we print it from the internet?

Typically, lenders require 2-3 months of recent bank statements when applying for a mortgage. Electronic statements that have been printed from the internet are generally accepted, but it's best to check with the lender for their specific requirements as some may require original statements. Lenders use bank statements to verify a borrower's financial history, including their income and expenses, to assess their ability to repay the loan.

Hi all I have a cousin planning to move to Houston TX or surrounding areas. She is looking into Next Gen houses. I have not previously been doing many searches on this type. Do any of you know some builders who has these floor-plans please recommend. Beside Lennar, which i have already known. Thank you!

Hi Mark,Start with your client's price range.Several home builders offer the option to include mother-in-law suites or secondary living spaces within homes. Keep in mind that availability may vary depending on location and specific builder policies. Here are a few home builders known for offering homes with mother-in-law suites:Lennar Homes: Lennar is a national builder that often includes Next Gen suites in their floor plans, providing a private living space with a separate entrance, bedroom, bathroom, kitchenette, and living area.Pulte Homes: Pulte offers flexible floor plans, and in some cases, they may have options for a separate suite within the home, suitable for multigenerational living.Meritage Homes: Meritage Homes may have floor plans that include multigenerational living options, allowing for separate spaces within the home.DR Horton: This builder occasionally offers floor plans with separate living quarters or in-law suites.Taylor Morrison: Taylor Morrison is known for customizable floor plans, and in some cases, they may provide options for homes with additional living spaces.David Weekley Homes: David Weekley may have floor plans that include options for in-law suites or additional living spaces.When searching for a home with a mother-in-law suite, it's essential to communicate your specific needs with the builder and inquire about the availability of such features in their floor plans. Additionally, local and regional builders may also offer similar options, so it's worth exploring builders in your specific area. Always check with the builder directly and review the floor plans to ensure they meet your requirements for a home with a mother-in-law suite

Should I have a home builder evaluate a lot before closing on the lot?

Involving a home builder in the evaluation process before purchasing a lot can save you time, money, and headaches in the long run. Their expertise can help ensure that your dream home is built on a suitable and stable site, avoiding many common pitfalls that can arise during construction.