Homeowner Education

217 Results

Home Sellers Should Understand the 'Off-MLS' or 'Pocket' Listing

If your home isn't on the MLS service, you might as well be leaving money on the table.

Final Walkthrough of Home is A Must Before Signing on the Dotted Line

It's probably a good idea to check the water heater a third time before you sign. And the foundation. And the wiring. And the roof....

Consider These Factors Before Becoming a Landlord

If you’ve ever thought about buying a home be a good time to start. In all likelihood, it will be a sound investment for your future. strictly for use as a rental property.

4 Must-Ask Questions When Choosing a Mortgage Broker

Choosing a mortgage broker might seem like a no-brainer if you go with whoever quotes you the lowest rates and fees. On the surface, that seems like a win-win strategy. But the lowest rates and fees can’t make up for poor service or a lack of transparency.

How Your Credit Score Affects Your Mortgage Rate

Debt isn't necessarily a bad thing. Not paying off that debt, however....

How To Navigate a Mortgage Loan Closing

Some settlement agents have adopted paperless closings, but the industry has been slow to change. More than likely, a printer will be spitting out a pile of warm paper on your behalf.

How to Get a Mortgage Preapproval

Like a learner's permit, a pre-qual letter will get you on the road to homeownership, but there are going to be some limitations on how you can get from Point A to Point B. With a preapproval letter, you’re in the fast lane.

Escrow: All You Need to Know

An escrow account is money held by a third party until all legally required conditions have been met. That trusted third party might be a real estate title company, an attorney’s office or an escrow agent. Once conditions are met, the money is distributed to the recipient(s).

It’s Coming: The First Change to Mortgage Application Forms in 20 Years

The first homebuying document you may see — in what will ultimately be a high pile of paperwork — is typically an official loan application form. Even if you complete the loan application process online, the required information and presentation are essentially the same.

Stop! 6 Ways You’re Sabotaging Your Mortgage Preapproval

You can be your own worst enemy when it comes to getting that preapproval. Don't make these mistakes.

Are Home Warranties Worth the Cost?

Home warranties, also called home service contracts, are nothing new, but more real estate agents have recommended them in recent years as the housing market has been flooded with foreclosures and short sales — properties that were often neglected or poorly maintained.

Homeownership Slumps, Remains Elusive for Many Americans, Study Finds

Not everybody is lucky enough to realize the dream of home ownership. Find out why.

Thinking of Buying? The Real Cost of Owning a Home

There's so much more to a home than just the listing price. Don't be caught off guard.

Home Search: Understanding Your Housing Market

Just how well do you know the neighborhood you're moving into? Learn more before you buy.

Why ‘Starter Homes’ Aren’t What They Used to Be

Your parents idea of home ownership may not be yours. Whether you like it or not.

Foreclosure Alternative: The Short Sale

Don't lose hope. You can still dodge that foreclosure and save your finances.

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