Frequently Asked Questions

How do I prepare my home for sale?

Focus on curb appeal, clean and declutter every room, make minor repairs, and stage the home to help potential buyers visualize themselves living there. Professional photos and a good online listing can also help attract interest.

What’s the difference between a fixed-rate and adjustable-rate mortgage?

A fixed-rate mortgage has a constant interest rate throughout the loan term, while an adjustable-rate mortgage (ARM) has a rate that can change periodically based on market conditions, which can result in lower initial payments but more risk over time.

How often should I perform home maintenance tasks?

Certain tasks, like changing air filters, should be done monthly. Others, like gutter cleaning, lawn care, and inspecting the HVAC system, should be done seasonally. Annual tasks might include checking the roof, plumbing, and electrical systems.