Mortgage & Finance Articles

4,829 Posts
Can You get a Home Loan Without Your Spouse?
1 September, 2009| Affordable Housing, Mortgage & Finance, General
Can you get a home loan without your spouse? You can purchase a home and be the only person financially obligated. Your name can be the only person on the  loan.&nbs... read more
Win At The Credit Scoring Game
1 September, 2009| Home Buying, Home Selling, Mortgage & Finance
Here's the URL to a great article on the ins and outs of credit scoring. There's a lot of misinformation floating around, but this piece sums it up well in my humble opinion. It explain... read more
Win at the Credit Scoring Game
28 August, 2009| Mortgage & Finance, Neighborhoods & Communities, G...
by Carla FriedThursday, August 27, 2009 provided by        To get the best deal on a loan, you need some new strategies to bump up your score - a... read more
Is there a Way to Refinance an Upside Down Mortgag...
25 August, 2009| Mortgage & Finance, General, Education
Is there a way to refinance an upside down mortgage?  Thousands of homeowners in the Houston area owe more money than their home is worth in the current market, which means they ar... read more
Pre-approved VS. Pre-qualified
24 August, 2009| Home Buying, Mortgage & Finance, General
There is a difference between getting "Pre-Approved" and getting "Pre-Qualified" for a home loan.PRE-APPROVAL uses basic information as well as electronic credit reporting to determine whether a lende... read more
Have Your Docs in a Row!
24 August, 2009| Mortgage & Finance, General
When you apply for a home loan, the lender will certainly ask for some documents from you.  In order to help the loan close on time, you'll need to get the requested paperwork to your lender... read more
$8,000 FIRST-TIME HOME BUYER TAX CREDIT!
17 August, 2009| Affordable Housing, Housing Market, Mortgage & Fin...
 Key Elements of the First-Time Home Buyer Tax Credit: The tax credit only applies to first-time home buyers. The law defines a "first-time" buyer as any buyer who has not owned a home within... read more
Grewing Real Estate in Houston
17 August, 2009| Mortgage & Finance
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Fed Will Keep Key Rates Low
12 August, 2009| Home Buying, Mortgage & Finance, General
Fed Will Keep Key Rates Low When the Federal Reserve ends its meeting on Wednesday afternoon, it is almost certain to leave the key rate at or near zero and pledge to hold it there.That makes it likel... read more
Money & Happiness?
10 August, 2009| Mortgage & Finance, General, Education
Laura Rowley Money & Happiness Five Secrets Your Bank Doesn't Want You to Know by Laura Rowley   Banks are squeezing customers with historically high fees and penalties, f... read more
US Job Losses Slow to 247,000; Jobless Rate Dips!
7 August, 2009| Mortgage & Finance, Neighborhoods & Communities, G...
As reported by US employers cut just 247,000 jobs in July; jobless rate dips, strong signal recession ending                ... read more
Mortgage Minute with Mark: Cherry Creek Mortgage U...
7 August, 2009| Mortgage & Finance, General, Education
    Mark ChaneySenior Loan OfficerCherry Creek MortgagePhone: 832.428.5004Fax: 713.456.2550mchaney@ccmclending.comwww.ccmctexas.com... read more
Sales Tax Holiday Offers Best Savings Ever, 8/21-8...
6 August, 2009| Green Living, Mortgage & Finance, Houston Living
(AUSTIN) — Shoppers will save more than ever before during the annual sales tax holiday — which now includes more than two dozen school supply items in addition to clothing and backpacks.  Famili... read more
Loan Modifications Companies are they for real?
6 August, 2009| Mortgage & Finance
Homeowners in trouble are having mixed results applying for President Obama's foreclosure prevention plan. CNNMoney.com readers tell us their tribulations and triumphs trying to get their loans modifi... read more
Pay Attention to Escrows
28 July, 2009| Home Buying, Home Selling, Mortgage & Finance
Section 6 of The Real Estate Settlement Procedures Act, also known as RESPA states that, lenders are required to make escrow disbursements on time! I recently experienced the lender not paying my insu... read more
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