Homeowners Insurance

488 Posts
What Does Homeowners Insurance Cover?
28 January, 2023| Homeowners Insurance, Home Buying
What does your homeowners insurance cover? The short answer is: A basic homeowners insurance policy (called HO-1 in insurance lingo) covers your home and possessions if they're damaged or destroyed by... read more
How to Sell Your House
24 January, 2023| Home Selling, Education, Homeowners Insurance
If buying a house wins the crown for Most Difficult Adult Thing You've Ever Done, then selling a house must be runner-up. Completing a home sale can require a lot of time, planning, paperwork and... read more
Today's Housing Market Is Nothing Like 15 Year...
13 January, 2023| Home Buying, Home Selling, Homeowners Insurance
There's no doubt todays housing market is very different than the frenzied one from the past couple of years. In the second half of 2022, there was a dramatic shift in real estate, and it caused m... read more
What Does Flood Insurance Cover?
11 January, 2023| Homeowners Insurance
To understand what flood insurance covers, you need to know three things first:1. Standard homeowners insurance doesn't cover flood damage at all. It'll cover some damage from rain, but if your home i... read more
Homeowners Insurance: Time for an Annual Checkup
7 January, 2023| Homeowners Insurance
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Avoid the Rental Trap in 2023
6 January, 2023| Home Buying, Home Selling, Homeowners Insurance
If you're a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your... read more
What is the National Flood Insurance Program (NFIP...
22 December, 2022| General, Education, Homeowners Insurance
The National Flood Insurance Program (NFIP) provides hundreds of thousands of dollars of flood coverage where required for a federally backed mortgage in 22,000 communities nationwide. It also provid... read more
What Your Home Insurance May Not Cover
26 October, 2022| Homeowners Insurance, General, Education
There are things that can happen to your home that your homeowners insurance policy may not cover. Fire is the basic coverage provided by an insurance policy, while other common perils are water damag... read more
Tree Falls On Property Line: Who Pays? Who Picks U...
20 October, 2022| Home Safety, Education, Homeowners Insurance
When a neighbors tree falls over your property line, yell TIMBER, then call your insurance company. Home owners policies cover tree damage caused by perils like wind and winter storms.Most policies co... read more
Two Questions Every Homebuyer Should Ask Themselve...
7 October, 2022| Home Buying, Home Selling, Homeowners Insurance
Rising interest rates have begun to slow an overheated housing market as monthly mortgage payments have risen dramatically since the beginning of the year. This is leaving some people who want to pur... read more
10-Word Answers to Your Biggest Hurricane Insuranc...
19 September, 2022| Homeowners Insurance, Home Improvements & Repair,...
If youre unsure how flood, homeowners or auto insurance works after a hurricane, check out these answers -- all in 10 words or less -- to common questions.Q: A hurricane is headed my way. Can I buy la... read more
Do You Need Hurricane Insurance?
19 September, 2022| Homeowners Insurance, Relocation & Newcomer, Home...
You have to investigate your policy details and how they relate to your location before making a decision on hurricane insurance. If you live in an area subject to hurricanes, you should weigh your ne... read more
10-Word Answers to Your Biggest Hurricane Insuranc...
30 August, 2022| Homeowners Insurance
If youre unsure how flood, homeowners or auto insurance works after a hurricane, check out these answers -- all in 10 words or less -- to common questions.Q: A hurricane is headed my way. Can I buy la... read more
Tree Falls On Property Line: Who Pays? Who Picks U...
30 August, 2022| Homeowners Insurance
When a neighbors tree falls over your property line, yell TIMBER, then call your insurance company. Home owners policies cover tree damage caused by perils like wind and winter storms.Most policies co... read more
Should You Buy a Home with Inflation This High?
22 July, 2022| Home Buying, Home Selling, Homeowners Insurance
While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still going up. You no doubt are feeling the pinch on your wallet at the gas pump or the... read more