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Price

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Least Expensive Homes and Houses for Sale in 75486

37 of 37+ Results

Address: Alphabetical Building Sqft: Highest First Keymap: Alphabetical Listing Date: Newest First Price: Lowest First Price: Highest First Lot Size: Highest First MLS Area: Alphabetical Subdivision: Alphabetical Year Built: Highest First

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List Only

For Sale (37 )
Sold ( 0 )

Summary (key insights in a concise summary) See more

This AI-powered analysis provides insights into housing features and educational environments for properties in your search. It includes a breakdown of home amenities, highlighting features like Private Pool (2 homes), Cul-De-Sac locations (2 homes) and Waterfront (1 homes). Special home features detail the number of stories, with single-story homes being the most common (16). Educational environment insights list nearby schools, such as North Lamar High School associated with 29 homes and rated "B" and Chisum High School associated with 2 homes and rated "C".

👉 Click on any pill to instantly filter and explore those listings.

Home Amenities Breakdown

Private Pool 2 Listings
No Private Pool 35 Listings
Cul-De-Sac locations 2 Listings
Waterfront locations 1 Listings

Special Home Features Analysis

Single-Story Homes 16 Listings

Educational Environment Insights

Here are the top schools by number of Homes and their ratings.

North Lamar High School 29 Homes (Rating: B)
Chisum High School 2 Homes (Rating: C)
Frank Stone Middle School 28 Homes (Rating: D)
Chisum Middle School 2 Homes (Rating: B)
Aaron Parker Elementary School 29 Homes (Rating: D)
Chisum Elementary School 2 Homes (Rating: B)

Here are the top school districts by number of Homes and their ratings in your search area.

North Lamar ISD 35 Homes (Rating: C)
Chisum ISD 2 Homes (Rating: B)

Close

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Erin Kennedy

Century 21 Harvey Properties-P

Select

Add to Not Interested

200 Private Road 33261

Sumner, TX 75486

$25,000

Active

In Rolling Acres

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

123 Private Road 33263

Sumner, TX 75486

$36,480

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

311 Private Road 33263

Sumner, TX 75486

$38,000

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

161 Private Road 33263

Sumner, TX 75486

$38,000

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

196 PRIVATE ROAD 33263

Sumner, TX 75486

$38,000

Under Contract - P

In Sumner Estates

Just Listed

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

234 PRIVATE ROAD 33263

Sumner, TX 75486

$38,000

Under Contract - P

In Sumner Estates

Just Listed

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

235 Private Road 33263

Sumner, TX 75486

$38,000

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

199 Private Road 33263

Sumner, TX 75486

$38,000

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

275 Private Road 33263

Sumner, TX 75486

$38,000

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

28 PRIVATE ROAD 33263

Sumner, TX 75486

$44,500

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

80 PRIVATE ROAD 33263

Sumner, TX 75486

$53,200

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

Sumner, TX 75486

$55,500

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Amy Patrick

FanninLand Realty

Select

Add to Not Interested

Sumner, TX 75486

$64,300

Active

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

330 PRIVATE ROAD 33263

Sumner, TX 75486

$69,900

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

50 Private Road 33265

Sumner, TX 75486

$71,340

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

29 PRIVATE ROAD 33263

Sumner, TX 75486

$71,400

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

26 PRIVATE ROAD 33263

Sumner, TX 75486

$78,000

Active

In Sumner Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Delyse Raymond

Nuckols Real Estate Services

Select

Add to Not Interested

234 Private Road 34615

Sumner, TX 75486

$99,000

Active

In Emberson Woods Estates

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Lori Ericsson

David Griffin & Company

Select

Add to Not Interested

683 Farm Road 2820

Sumner, TX 75486

$149,900

Active

For Sale, Residential - Single Family
Traditional style in Spencers Acres

1,509 Sqft. ($99/Sqft.)

1987 year built

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Alicia Fehr

Keller Williams Legacy

Select

Add to Not Interested

184 Private Road 36194

Sumner, TX 75486

$150,000

Under Contract - P

For Sale, Residential - Manufactured Home
Contemporary/Modern, Traditional style in Thiessen Estates

1,280 Sqft. ($117/Sqft.)

1999 year built

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Leah Rolen

Keller Williams Legacy

Select

Add to Not Interested

260 Private Road 35407

Sumner, TX 75486

$289,900

Active

For Sale, Residential - Single Family
Early American, Modern Farmhouse, Traditional style in Na

1,426 Sqft. ($203/Sqft.)

2026 year built

New Construction

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Caleb Gillean

Century 21 Executive Realty

Select

Add to Not Interested

213 Private Road 33083

Sumner, TX 75486

$299,000

Active

For Sale, Residential - Single Family
Contemporary/Modern style in Saxum Rock Estates

1,534 Sqft. ($195/Sqft.)

2025 year built

New Construction

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Miranda Dobbs

Glass Land and Home LLC

Select

Add to Not Interested

7615 Farm Road 1499

Sumner, TX 75486

$320,000

Active

For Sale, Residential - Single Family

1,490 Sqft. ($215/Sqft.)

1 full & 1 half baths

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Leah Rolen

Keller Williams Legacy

Select

Add to Not Interested

1706 County Road 35400

Sumner, TX 75486

$349,999

Active

For Sale, Residential - Single Family
Contemporary/Modern, Modern Farmhouse style

2,048 Sqft. ($171/Sqft.)

2024 year built

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Meagen Smith

Hygge Homes and Land

Select

Add to Not Interested

2748 Farm Road 2820

Sumner, TX 75486

$374,900

Under Contract - P

For Sale, Residential - Single Family
Traditional style in Memphis & El Paso Co Surv #111

2,167 Sqft. ($173/Sqft.)

2 full & 1 half baths

1992 year built

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Isaac Jewett Jr Jr

Newman Towne & Country Real Estate

Select

Add to Not Interested

84 County Road 33590

Sumner, TX 75486

$387,500

Active

For Sale, Residential - Single Family
Traditional style in Smart Meadows

1,913 Sqft. ($203/Sqft.)

2004 year built

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Rusty Lowe

Century 21 Harvey Properties-P

Select

Add to Not Interested

4395 Farm Road 2820

Sumner, TX 75486

$395,000

Under Contract - OP

For Sale, Residential - Single Family
Contemporary/Modern style in Adams Addition

3,546 Sqft. ($111/Sqft.)

1987 year built

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Jessica Corbell

eXp Realty, LLC

Select

Add to Not Interested

36200 County Line Rd

Sumner, TX 75486

$430,620

Active

For Sale, Land / Unimproved Land

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Sherrie Holbert

Century 21 Executive Realty

Select

Add to Not Interested

6951 Farm Road 1499

Sumner, TX 75486

$450,000

Active

For Sale, Residential - Single Family
Traditional style in Unknown

2,122 Sqft. ($212/Sqft.)

1980 year built

Just Listed

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Renee Harvey

Century 21 Harvey Properties-P

Select

Add to Not Interested

1750 County Road 34430

Sumner, TX 75486

$517,500

Active

For Sale, Country Homes/Acreage
In A1167

Price Reduction

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Coy Baker

Keller Williams Prosper Celina

Select

Add to Not Interested

1590 Farm Road 2352

Sumner, TX 75486

$579,000

Active

For Sale, Residential - Single Family
In Na

5,402 Sqft. ($107/Sqft.)

4 full & 1 half baths

2010 year built

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Benny Lovell

Lovell Real Estate

Select

Add to Not Interested

1355 County Road 33100

Sumner, TX 75486

$689,500

Active

For Sale, Country Homes/Acreage

1,710 Sqft. ($403/Sqft.)

1978 year built

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

John Brazile

Century 21 Executive Realty

Select

Add to Not Interested

Sumner, TX 75486

$695,000

Active

For Sale, Residential - Single Family
Traditional style

2,936 Sqft. ($237/Sqft.)

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Keaton Livingston

Mossy Oak Properties Lone Star Farm & Ranch

Select

Add to Not Interested

0000 County Road 37100

Sumner, TX 75486

$800,000

Under Contract - P

For Sale, Country Homes/Acreage
In A361 J Garland Survey, Tract 41, Acres 100.0

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Taunyia Smyers

Paris Real Estate

Select

Add to Not Interested

Sumner, TX 75486

$1,250,000

Active

For Sale, Residential - Single Family
Other style in Un

9,999 Sqft. ($125/Sqft.)

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Renee Harvey

Century 21 Harvey Properties - Paris

Select

Add to Not Interested

1450 County Road 36330

Sumner, TX 75486

$5,999,000

Active

For Sale, Single Family
Other style in A187

4,620 Sqft. ($1298/Sqft.)

4 full & 2 half baths

2003 year built

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

Select

Renee Harvey

Century 21 Harvey Properties-P

Select

Add to Not Interested

1450 County Road 36330

Sumner, TX 75486

$5,999,900

Active

For Sale, Country Homes/Acreage
In A187

4,620 Sqft. ($1299/Sqft.)

4 full & 2 half baths

2003 year built

Seller Contribution

Seller May Contribute to Buyer Expenses
Up To .

Contact Agent

This reflects a seller’s willingness to consider a concession/contribution toward a buyer’s expenses but is not a guarantee. Buyer and seller may negotiate a contribution, if any, in relation to the purchase contract. Any contribution from the seller may be used by the buyer at their discretion for items like closing costs, repair expenses, interest rate buy-down, etc.

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