We applied for a pre appoval this june and, the reason we were denied was because of our credit scores.
But my question is can we apply again in November soon as we get things fix or should we wait another year.
I would keep a good working relationship with your lender. Often times what a consumer sees on some sites regarding their credit scores may not be what a lender sees - and uses. With that said, work on the items the lender recommended to improve your scores and then reapply or contact them to recheck your scores whenever that happens to be. You might also check with companies that work specifically to help improve your credit scores. They are not debt reconciliation companies but help you ide...
I would keep a good working relationship with your lender. Often times what a consumer sees on some sites regarding their credit scores may not be what a lender sees - and uses. With that said, work on the items the lender recommended to improve your scores and then reapply or contact them to recheck your scores whenever that happens to be. You might also check with companies that work specifically to help improve your credit scores. They are not debt reconciliation companies but help you identify specific ways to bring up your scores to qualify. These are two companies I have recommended buyers to in the past. There is a fee for their services, so it would be up to you to decide if you need their assistance or can do it on your own. Reggie Rice Credit Security Group Email 281.857.6898 Harry Bradley National Credit Federation Email 713.419.7151