Financial

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The 20% Mortgage Down Payment Is Dead

It's time to put away old fashioned notions of down payments. Home buying in the 21st century is a little different.

FHA Loan vs. Conventional Mortgage: Which Is Right for You?

Government loan or bank mortgage? Bank mortgage or government loan? How do you know what to pick?

3 Must-vs-Lust Buying Tips to Avoid Overspending

The super-simple (and fun) way to separate needs from nice-to-haves.

5 Surprising (and Useful!) Ways to Save for a Down Payment

One of the biggest misconceptions of homebuying? The 20% down payment. Here’s how to buy with a lot less down.

The 7 Most Financially Savvy Home Upgrades You Can Make

Enjoy your home more today and sell it for the best price tomorrow.

If You Refinance a Mortgage, When Will You Break Even?

It may be sooner than you think, depending on these factors...

How to Get a Reverse Mortgage

Reverse Mortgages aren't for anyone. Find out if they're right for you!

Turned Down for a Refinance? Don’t Take No for an Answer

When a lender says you don’t qualify for a mortgage refinance, you may be able to fix what’s wrong or find another lender willing to step up.

Foreclosure Alternative: Deed in Lieu

Facing foreclosure and you just want it over with? The deed in lieu of foreclosure may be your best alternative. Here are the advantages, disadvantages and tips on obtaining a deed in lieu.

Cash-Out Refinance: How to Use One

This refinance method can help in the short-term, but be careful how you take advantage of it.

5 Facts About Working With a Mortgage Broker

The people you work with during your real estate transaction could have a big impact on the success or failure of that transaction.

What You Gain — And Lose — With a 15-Year Mortgage

Knowing where you want to be when your mortgage is paid off could be more important than the length of your term.

Self-Employed? 8 Keys to Getting Approved for a Mortgage and Buying a Home

It's great being your own boss. Not so great being your own accountant, banker and mortgage advisor as well.

Why Mortgage Rates Are Never What You Expect

Specific rates can depend on specific circumstances. Yours could have an impact on your mortgage rate.

How to Know You’re Mortgage Preapproval Worthy

Spoiler alert: Find out at least a year before you buy to avoid any potential heartbreaks.

Beyond FHA Loans: How to Buy a Home With a Low Down Payment

You can find a lot of help with your down payment. If you know where to look.

How to Bounce Back After Foreclosure

For those looking to put down home ownership roots once more, here are five tips.

Make Buying a Home Easier With 3 Smart Money Moves Now

If you’re fresh out of college and settling in at your first or second job, homeownership might be out of sight, out of mind. But there’s a lot you can do in your 20s to better position yourself for buying a home when the time is right.

How to Get Preapproved for a Mortgage and Why It Matters

You know there’s plenty to do before you get to the really serious house hunting, but it’s hard to resist. Hang on, you’re almost there. You’ve got to have one thing in hand before the fun begins: your preapproval letter.

Do Online Lenders Offer Lower Mortgage Rates? It Depends

It’s convenient. Immediate. We’re programmed to believe it. But are online mortgage lenders consistently offering the lowest mortgage rates?

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