Lubbock Housing Finance Corporation Homeownership Across Texas (HAT) Program - FHA/VA
Lubbock Housing Finance Corporation Homeownership Across Texas (HAT) Program - FHA/VA
Program Category
Down Payment Programs
Max Amount
Up to $16,102
5% of Total Loan Amount
5% of Total Loan Amount
Agency Website
Contact Info
https://www.hatgrant.com/contact-hat
Shari Flynn Program Administrator 806-745-9559 sflynn@lubbockhousing.com
Gloria Mendoza Housing Specialist 806-745-9559 gmendoza@lubbockhousing.com
Shari Flynn Program Administrator 806-745-9559 sflynn@lubbockhousing.com
Gloria Mendoza Housing Specialist 806-745-9559 gmendoza@lubbockhousing.com
Program Details
Buyer contribution type
Income calc method
Qualifying (1003) Income
First mortgage types
FHA 203(b),VA
First mortgage terms
Fully Amortizing,Fixed Rate,30-year
Property types
Single Family Detached, Condo, Townhome/PUD
Repayment triggers
Loan Forgiveness
Fully
Program Guide
https://www.hatgrant.com/hat-programProgram resource page/Program Details, FAQs:
https://www.hatgrant.com/hat-programIncome Limits:
https://www.hatgrant.com/_files/ugd/19995a_749ea64535de44b2a80935e236fa249f.pdfPurchase price limits:
https://www.hatgrant.com/_files/ugd/19995a_9a1257bb607b4b3f878acd6489f645a4.pdfLender FAQ:
https://www.hatgrant.com/lender-faqsLimitations
Program available across the entire state of Texas except for: Grand Prairie, El Paso, or McKinney and all of Travis County (Austin).
2-4 unit properties must be at least 5 years old.
Co-signors are not permitted.
VA Max Price limit is $548,250. For FHA Max Price limits follow the Coverage Areas outlined below.
2-4 unit properties must be at least 5 years old.
Co-signors are not permitted.
VA Max Price limit is $548,250. For FHA Max Price limits follow the Coverage Areas outlined below.
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