Homebuyer Resources


Since January 2007, HAR has been coordinating efforts with the City of Houston’s Homebuyer Assistance Program to create REALTOR® awareness and education of the down payment assistance programs offered by the City of Houston. If you know of a program that should be added here, please forward the information to: Insert the name, position, email and phone number of the staff member to add programs to the webpage.

Affordable Housing Definition

Affordable housing refers to housing units that are affordable by that section of society whose income is below the median household income.
Mortgage Calculators
Mortgage calculators are automated tools that enable users to determine the financial implications of changes in one or more variables in a mortgage financing arrangement. Mortgage Calculators are used by consumers to determine monthly repayments and by mortgage providers to determine the financial suitability of a home loan applicant.

Affordable Housing Opportunities

Down Payment Assistance Programs

Down payment assistance occurs when part of your down payment is funded by the government – most commonly at the state or local level – by a nonprofit charitable organization or other public entity, by a labor union or even by an employer. Sometimes lenders have programs to provide a form of down payment assistance.