Are You Thinking of Buying a New Home?

Something I hear alot is..." I'm only looking right now, I hope to buy in the next year."  It is never too early to start getting your "ducks in a row".  First thing you need to think about is..."Whom will I use to finance my dream?" WIll it be your local Bank, a reputable lender, or maybe you don't know who you will use.  This is an important piece of the puzzle.  While a lot of Realtors and New Home Builders have lenders they prefer to use, the final decision has to be made by you.  You will need to consider interest rates, terms and if they will contribute anything to your closing costs.  In my opinion, the sooner you start to build a relationship with a lender, the better.  Lenders dictate how much home you can afford.  If you have your eye on a $250,000 beauty, you better make sure your credit and debt to income will allow you to purchase this home.  That's why it's best to start working with a lender as soon as possible.  The lender will tell you the best way to decrease your debt to income ratio, fastest ways to improve credit and point you in the right direction.  This way wen it is time to search for that new home, you are ready and you won't have to setlle for a home that is NOT your Dream Home. With this being said, now you know....Step 1, find and work with a lender..Step 2, contact Marnie Wyatt for all of your Real Estate needs.