Carlos Velez

Texas Team Real Estate

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Carlos's Blog

6 Posts

Can I Buy or Sell a House During the Coronavirus P...

May 25, 2020 | Safety & Security, Home Buying, Home Selling

As spring homebuying season approached this year, Mike and Tammy York of Lompoc,... read more

Beyond FHA Loans: How to Buy a Home With a Low Dow...

Jul 17, 2019 | Affordable Housing, Mortgage & Finance, Home Buyin...

It’s a big roadblock on the path to homeownership: the down payment. Now some lenders are backing away from FHA loans, the key pro... read more

Debt-to-Income Ratio Matters When You’re Buying a...

Jun 27, 2019 | Education, Mortgage & Finance, Home Buying

Your debt-to-income ratio plays a large role in whether you’re ready and able to qualify for a mortgage. This figure, the percentage of your... read more

The 20% Mortgage Down Payment Is Dead

Jun 16, 2019 | Affordable Housing, Home Buying, Mortgage & Financ...

For first-time home buyers, the challenge of coming up with a 20% mortgage down payment is often difficult enough to keep them out of the m... read more

How to Get a Mortgage Preapproval

Jun 14, 2019 | Education, Home Buying, Mortgage & Finance

In the world of homebuying, think of a mortgage pre-qualification as a learner’s permit, while a preapproval letter is an official license t... read more

Will My Credit Score Allow Me To Buy A Home?

Jun 12, 2019 | Home Buying, Education, Affordable Housing

Credit scores are critical to the home buying process. Not only does your FICO score determine if you can qualify for a loan in the first p... read more

Carlos Velez
Texas Team Real Estate

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