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Amenity

A feature of real property that enhances its attractiveness and increases the occupant's or user's satisfaction although the feature is not...

Coinsurance

A sharing of insurance risk between the insurer and the insured. Coinsurance depends on the relationship between the amount of the policy...

Income Property

Real estate developed or improved to produce...

Amortize

To repay a mortgage with regular payments that cover both principal and...

Rent With Option To Buy

See lease-purchase mortgage...

Mortgage Life Insurance

A type of term life insurance often bought by mortgagors. The amount of coverage decreases as the principal balance declines. In the event...

Clear Title

A title that is free of liens or legal questions as to ownership of the...

Periodic Payment Cap

For an adjustable-rate mortgage (ARM), a limit on the amount that payments can increase or decrease during any one adjustment...

Warranty Deed

A deed where the grantor (seller) fully warrants he or she holds clear title to a piece of real estate. The guarantee is not limited to the...

Convertible Arm

An adjustable-rate mortgage (ARM) that can be converted to a fixed-rate mortgage under specified...