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Dower

The rights of a widow in the property of her husband at his...

Real Property

Land and appurtenances, including anything of a permanent nature such as structures, trees, minerals, and the interest, benefits, and...

Certificate Of Deposit Index

An index that is used to determine interest rate changes for certain adjustable-rate mortgage (ARM) plans. It represents the weekly average...

Attorney-In-Fact

One who holds a power of attorney from another to execute documents on behalf of the grantor of the...

Credit Report

A report of an individual's credit history prepared by a credit bureau and used by a lender in determining a loan applicant's...

Condemnation

The determination that a building is not fit for use or is dangerous and must be destroyed; the taking of private property for a public...

Piti

See principal, interest, taxes and insurance (PITI)...

Growing-Equity Mortgage (gem)

A fixed-rate mortgage that provides scheduled payment increases over an established period of time, with the increased amount of the...

Certificate Of Reasonable

A document issued by the Department of Veterans Affairs (VA) that establishes the maximum value and loan amount for a VA mortgage....

Interest Rate Ceiling

For an adjustable-rate mortgage (ARM), the maximum interest rate, as specified in the mortgage...