How to qualify for a mortgage without much credit history

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Posted by Sheila Collins Visit My Blog

5 ways to show you can handle a mortgage

Having little or no credit history can be a problem when applying for a loan—you won't have a credit score. So how can you apply for a mortgage? A loan insured by the Federal Housing Administration, which is what you’ll have to apply for without a credit score, allows borrowers to use non-traditional credit sources to establish a history. Here are some examples of payment history that you can use:  

  • Rent
  • Savings
  • School tuition
  • Insurance
  • Utilities.

*Texas Associations of Realtor®
Categories: Home Buying • Mortgage & Finance • General
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