As a highly resourceful Financial Specialist based in Houston, Texas, Phillip Michael Francis is dedicated to helping clients improve their creditworthiness and restore their overall financial health. He is passionate about bridging the homeownership gap in his community and constantly strives to provide solutions tailored to each client's unique situation. With 7 years of experience as a REALTOR®, Phillip understands the complexities homebuyers face while trying to acquire their dream homes. Highly knowledgeable in credit repair, he assesses a client's financial situation and provides strategies to improve their credit scores. Ultimately, clients are able to obtain more favorable loan terms or qualify for mortgages for those previously denied, helping them achieve their homeownership goals. He also helps clients with market presentations to help sellers maximize the exposure of their properties for quick sales. As a US Army Veteran, Phillip educates clients, particularly military families, on leveraging the low-interest VA loans to acquire their ideal homes. Having served as a Combat Medic in the Army, Phillip prides himself on his effortless ability to empathize, provide a high level of care, and put clients' needs ahead of his own. He listens keenly to understand his clients' needs and offers customized solutions while communicating clearly and honestly to earn their trust and establish lasting professional relationships. As a proud husband and father of six children, Phillip enjoys spending time with his family in his free time. Is your credit score an impediment to your homeownership dreams? Are you in need to file your taxes correctly to ensure your return doesn't stop you from purchasing? Let Phillip's expertise help you restore your financial standing and unlock your goals.