When you buy or sell a home, two major milestones determine your success: finding the right property and securing the right financing. Traditionally, these steps are handled by separate people who don’t always communicate—leading to dropped balls, unexpected closing delays, and unnecessary stress. 

I built my business to fix that problem.

As a dual-licensed Real Estate Advisor with Epique Realty and direct Mortgage Loan Originator with NEXA Mortgage, LLC (NMLS #2602382), I serve as your single point of clarity and accountability from our first conversation to the day you receive your keys. By managing both sides of the transaction, I give my clients an unmatched competitive edge: instant speed, direct communication, and total financial certainty. 

• Wholesale Mortgage Access (200+ Lenders): Through NEXA Mortgage—the nation’s largest wholesale mortgage broker—I shop across hundreds of competitive wholesale channels rather than being locked into a single retail bank’s rates. This means lower margins, customized loan structures, and options for almost any financial profile.

• True $0 Down & Down Payment Assistance Expertise: You don’t need a 20% down payment to own a home in Greater Houston. I specialize in creative assistance programs, including the Harris County Down Payment Assistance Program (DPA), USDA Rural Housing (100% financing), VA loans, and seller-paid 2-1 temporary rate buydowns.

• Unbeatable Negotiation Leverage: Because I originate your mortgage, I can evaluate your buying power in real time and issue fully vetted, rock-solid pre-approvals. Listing agents know that an offer backed by an in-house MLO closes on time without financing hiccups.

• Self-Employed & Alternative Lending: For business owners, independent contractors, and 1099 professionals along the I-10 and industrial corridors, I offer non-traditional financing options, including 12–24 month bank statement loans that bypass standard tax return requirements.

• Acreage & Custom Living: From suburban homes in master-planned communities to unrestricted acreage, custom farmhouses, and properties with private well/septic systems, I guide you through the unique inspection, title, and lending nuances of country living.

I live, work, and raise my family right here in the Houston Bay Area. My core focus includes:

• Baytown (77521, 77520, 77523): Lakewood, Goose Creek Landing, Parkwood Place, and surrounding neighborhoods.

• Crosby & Highlands (77532, 77562): Acreage, USDA-eligible properties, and custom homes.

• Dayton & Mont Belvieu (77535): Luxury rural properties, modern farmhouses, and Dayton/Barbers Hill communities.

• Greater Houston Area: Deer Park, Pasadena, Atascocita, and Northeast Houston.

Como madre de cuatro hijos con raíces colombianas y panameñas, entiendo lo que un hogar representa: es la base de la estabilidad, el bienestar y el patrimonio familiar. Estoy profundamente comprometida con empoderar a la comunidad hispana, explicando cada contrato, término hipotecario y estrategia financiera con total transparencia para que tome decisiones con absoluta confianza y sin barreras de idioma. 

Whether you are renting and want to see if you qualify to buy with $0 down, a growing family searching for land and space, or an investor looking for your next cash-flowing property, I am ready to guide you home.

• Direct Cell: (346) 710-3767

• Email:  Email  |  Email