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8611 10th Street

Lubbock, TX 79416
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Just listedJust listed
3 Bedroom(s)
2 Full Bath(s)
1,350 Sqft
0.10 Lot Acres
Single Family

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Description

WEST LUBBOCK HILL VALLEY HOME - OWNER FINANCED!Price: $210,000 | $0 DOWN PAYMENT | FRENSHIP ISDSkip strict traditional bank underwriting and step into a beautifully maintained 1,350 sq ft home in West Lubbock''s high-demand Hill Valley community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, independent operators, or anyone looking for a great home without the banking hoops. Offered directly by BBA-no more renting! THE LOCATION: Hill Valley (West Lubbock - 79416)Located in the highly coveted, top-tier Frenship ISD school track.Fast, convenient access to West Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood footprint. HOME HIGHLIGHTS:Pristine, highly functional layout spanning 1,350 square feet.3 Spacious Bedrooms & 2 Full Bathrooms.Attached 1-Car Garage.Open-concept living layout with abundant natural light-perfect for families.Gourmet kitchen featuring premium counter space and custom cabinet storage.Beautiful primary suite serving as a true retreat with great closet space. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% to 8.5% (Based on final file underwriting).Closing Costs: $7,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$1,705 to $1,925/month (Includes principal, interest, estimated property taxes, and home insurance-cheaper than or matching local 3-bed market rents!). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $5,400+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $7,500 cash available for closing day.Compliance: All screening and processing are handled safely and legally through our Licensed Texas RMLO. We qualify based on your true

MLS#
LAORTX-202609815
List Price
$210,000 ($156/Sqft.)
Listing Status
For Sale
Address
8611 10th Street
City
Lubbock
State
TX
Zip Code
79416
County
Lubbock County
Legal Description
Hill Valley L 116
Property Type
Single Family
Bedroom
3 Bedroom(s)
Bath
2 Full Bath(s)
Stories
1
Building Size
1,350 Sqft/Appraisal District
Architecture Style
Other
Year Built
2023 /Appraisal District
Lot Size
0.10 Lot Acres/Appraisal District

Exterior

Roof
Composition
Exterior Type
Batts Insulation, Blown-In Insulation, Brick
Parking
Open, Garage
Energy Features
Double Pane Windows, Ceiling Fan
Fencing
Fenced
Dock
Yes
Exterior
Private Entrance

Interior

Cooling
Central Air, Electric
Heating
Electric (Heating), Central
Appliances
Dishwasher, Disposal, Free-Standing Range, Microwave
Interior
Breakfast Bar, Ceiling Fan(s), Granite Counters, Pantry

Rooms

Rooms
Bathroom 1, Bedroom 1, Bedroom 3, Bathroom 2, Bedroom 2

Lot Information

Lot Size
0.10 Lot Acres /Appraisal District
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Disclaimer: Lot configuration and dimensions are estimates, not based on personal knowledge and come from a third party (Digital Map Products); therefore, you should not rely on the estimates and perform independent confirmation as to their accuracy
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Information source

Lubbock Association of Realtors®
Source last updated Jul 17, 2026 at 03:20 PM
Listing last updated Jul 16, 2026 at 03:10 AM
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Cost/Sqft based on tax value

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Estimated Monthly Payments

DOWN PAYMENT
Loan Term
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Full Page
Presented by TimeValue Software ©2021
Principal & InterestTaxes30.4%69.6%
Listing TaxNumbers
Principal & Interest2,841
Taxes1,242
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Assigned schools

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Notice & Disclaimer
School information is computer generated and may not be accurate or current. Buyer must independently verify and confirm enrollment. Please contact the school district to determine the schools to which this property is zoned.

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