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8430 10th Place

Lubbock, TX 79416
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Just listedJust listed
3 Bedroom(s)
2 Full Bath(s)
1,530 Sqft
0.12 Lot Acres
Single Family

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Description

WEST LUBBOCK HILL VALLEY HOME - OWNER FINANCED!Price: $239990 | $0 DOWN PAYMENT | FRENSHIP ISDSkip strict traditional bank underwriting and step into a beautifully maintained 1,530 sq ft executive home in West Lubbock''s high-demand Hill Valley community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, independent operators, or anyone looking for a great home without the banking hoops. Offered directly by BBA-no more renting! THE LOCATION: Hill Valley (West Lubbock - 79416)Located in the highly coveted, top-tier Frenship ISD school track.Fast, convenient access to West Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood footprint. HOME HIGHLIGHTS:Built in 2022 - Enjoy modern construction, updated wiring, and energy-efficient building standards.Pristine, spacious layout spanning 1,520 square feet.3 Spacious Bedrooms & 2 Full Bathrooms.Attached 2-Car Garage.Open-concept living layout with abundant natural light-perfect for families.Gourmet kitchen featuring premium counter space and custom cabinet storage.Beautiful primary suite serving as a true retreat with great closet space. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% to 8.5% (Based on final file underwriting).Closing Costs: $7,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$1,895 to $2,125/month (Includes principal, interest, estimated property taxes, and home insurance-perfectly matching local market rents!). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $6,100+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $7,500 cash available for closing day.Compliance: All screening and processing are ha

MLS#
LAORTX-202609817
List Price
$239,990 ($157/Sqft.)
Listing Status
For Sale
Address
8430 10th Place
City
Lubbock
State
TX
Zip Code
79416
County
Lubbock County
Legal Description
Hill Valley L 88
Property Type
Single Family
Bedroom
3 Bedroom(s)
Bath
2 Full Bath(s)
Building Size
1,530 Sqft/Appraisal District
Year Built
2022 /Appraisal District
Lot Size
0.12 Lot Acres/Appraisal District

Exterior

Roof
Composition
Exterior Type
Brick
Parking
Garage, Open
Energy Features
Ceiling Fan
Fencing
Fenced
Dock
Yes

Interior

Cooling
Central Air, Electric
Heating
Electric (Heating), Central
Interior
Ceiling Fan(s), Walk-In Closet(s)

Rooms

Rooms
Bedroom 1, Bathroom 2, Bedroom 2, Bathroom 1, Bedroom 3

Lot Information

Lot Size
0.12 Lot Acres /Appraisal District
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Disclaimer: Lot configuration and dimensions are estimates, not based on personal knowledge and come from a third party (Digital Map Products); therefore, you should not rely on the estimates and perform independent confirmation as to their accuracy
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Information source

Lubbock Association of Realtors®
Source last updated Jul 18, 2026 at 02:32 AM
Listing last updated Jul 16, 2026 at 03:10 AM
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Know the property tax history and market value

Cost/Sqft based on tax value

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Estimated Monthly Payments

DOWN PAYMENT
Loan Term
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$-----
Full Page
Presented by TimeValue Software ©2021
Principal & InterestTaxes30.4%69.6%
Listing TaxNumbers
Principal & Interest2,841
Taxes1,242
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Assigned schools

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Notice & Disclaimer
School information is computer generated and may not be accurate or current. Buyer must independently verify and confirm enrollment. Please contact the school district to determine the schools to which this property is zoned.

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