1. Is your company a mortgage banker or a mortage broker? A banker lends its own fundsp; a broker searches mortgage sources and arranges for yu to receive financing from the lending entity.
2. Tell me about laon fees? What fees must I pay up front? What fee will I have to pay at closing?
3. Is there a fee to lock in my interest rate? How long can I lock in the rate? If interest rates go down, can I relock at the lower rate? If so, will there be a fee for that?
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