When you apply for a home loan, the lender will certainly ask for some documents from you. In order to help the loan close on time, you'll need to get the requested paperwork to your lender ASAP! Some things you should gather in advance are:
1. Two most recent pay stubs from your employer.
2. W-2s for the last two years.
3. Federal tax returns for the last two years.
4. Last two months' bank statements.
5. Long term debt information (credit cards, child support, auto loans, installment debt, etc.).
Having these documents together when you apply for a loan will definitely help speed the process up.
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