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5709 118th Street

Lubbock, TX 79424
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Just listedJust listed
4 Bedroom(s)
3 Full Bath(s)
2,133 Sqft
0.16 Lot Acres
Single Family

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Description

PRESTIGE STONEWOOD ESTATES HOME (BUILT IN 2022) - 6.99% OWNER FINANCED!Price: $394,900 | $0 DOWN PAYMENT | LUBBOCK-COOPER ISDSkip strict traditional bank underwriting and step into a beautifully designed, modern 2,154 sq ft executive home in South Lubbock''s premier community! Keep your cash reserves in your pocket and bypass traditional mortgage hassle.Perfect for local small business owners, self-employed contractors, medical professionals, or anyone looking for an upscale home without the banking hoops. THE LOCATION: Stonewood Estates (South Lubbock - 79424)Located in the highly coveted, top-tier Lubbock-Cooper ISD school track.Fast, convenient access to premium South Lubbock dining, shopping, and entertainment.Quiet, family-centric, and highly desirable neighborhood. HOME HIGHLIGHTS:Year Built: 2022 - Enjoy modern construction, updated wiring, and energy-efficient building standards.Pristine, spacious layout spanning 2,154 square feet.4 Spacious Bedrooms & 3 Full Bathrooms.Dedicated Private Office - perfect for remote work or running your business.Open-concept executive layout with a stunning fireplace and abundant natural light.Gourmet kitchen featuring premium granite countertops, custom backsplash, and stainless steel appliances.Luxury primary suite serving as a true retreat with a massive walk-in shower and huge closet.Attached 2-car garage. THE PURE MATH:Down Payment: $0 Down Options Available!Interest Rate: 6.99% Locked (30-Year Fixed Note).Closing Costs: $9,500 flat cash due at closing (covers all title insurance, legal, escrow pre-paids, and RMLO setup).Estimated Total Monthly Payment: ~$3,273/month (Includes principal, interest, estimated property taxes, and home insurance). MINIMUM REQUIREMENTS TO QUALIFY:Verifiable Income: Gross household income of $11,450+ per month (W2, 1099, or 12 months of business bank statements).Rental/Housing History: Clean history with no recent evictions or landlord judgments.Liquid Cash: $9,500 cash avail

MLS#
LAORTX-202609780
List Price
$394,990 ($185/Sqft.)
Listing Status
For Sale
Address
5709 118th Street
City
Lubbock
State
TX
Zip Code
79424
County
Lubbock County
Legal Description
Stonewood Estates L 229
Property Type
Single Family
Bedroom
4 Bedroom(s)
Bath
3 Full Bath(s)
Stories
1
Building Size
2,133 Sqft/Appraisal District
Architecture Style
Other
Year Built
2022 /Appraisal District
Lot Size
0.16 Lot Acres/Appraisal District

Exterior

Roof
Composition
Exterior Type
Batts Insulation, Blown-In Insulation, Brick, Stone
Parking
Garage, Open
Energy Features
Double Pane Windows, Ceiling Fan
Fencing
Fenced
Lawn
Yes
Dock
Yes
Exterior
Private Yard

Interior

Fireplace
Yes
Cooling
Central Air, Electric
Heating
Central, Natural Gas
Appliances
Dishwasher, Disposal, Free-Standing Range, Microwave
Interior
Breakfast Bar, Ceiling Fan(s), Granite Counters, Pantry, Walk-In Closet(s)

Rooms

Rooms
Bathroom 2, Bathroom 3, Bedroom 3, Bedroom 4, Bathroom 1, Bedroom 1, Bedroom 2

Lot Information

Lot Size
0.16 Lot Acres /Appraisal District
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Disclaimer: Lot configuration and dimensions are estimates, not based on personal knowledge and come from a third party (Digital Map Products); therefore, you should not rely on the estimates and perform independent confirmation as to their accuracy
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Information source

Lubbock Association of Realtors®
Source last updated Jul 19, 2026 at 03:20 PM
Listing last updated Jul 16, 2026 at 02:32 AM
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Cost/Sqft based on tax value

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Estimated Monthly Payments

DOWN PAYMENT
Loan Term
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Full Page
Presented by TimeValue Software ©2021
Principal & InterestTaxes30.4%69.6%
Listing TaxNumbers
Principal & Interest2,841
Taxes1,242
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Assigned schools

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Notice & Disclaimer
School information is computer generated and may not be accurate or current. Buyer must independently verify and confirm enrollment. Please contact the school district to determine the schools to which this property is zoned.

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