loading

3212 Francisco Bay Dr

Kerens, TX 75144
Get Directions →
Just listedJust listed
4 Bedroom(s)
3 Full Bath(s)
2,850 Sqft
1.63 Lot Acres
Residential - Single Family

Audio narrative

Get full access to Premium Content

Premium Content such as Sold Prices, Property History Reports and Saved Searches.

Sign in to view Premium Content

Description

Set on a premier stretch of open water on Richland Chambers Lake, this refined lakefront home in Francisco Bay delivers a seamless blend of craftsmanship, comfort, and elevated lake living. On approximately 1.63 acres with an impressive 186 feet of shoreline, the property captures expansive water views while offering privacy, space, and effortless access to the lake. Designed in a modern farmhouse Craftsman style, the layout is approximately 2,850 square feet with 4 bedrooms and 3 full baths, thoughtfully arranged for both everyday life and guests. Vaulted ceilings, rich wood and stone finishes, and abundant natural light create a warm yet upscale vibe. The open-concept living areas flow easily into a well-appointed kitchen featuring granite countertops, double ovens, and generous cabinetry—ideal for gathering after a day on the water. The primary suite is a private retreat with an ensuite bath, dual vanities, and walk-in closet, while additional bedrooms offer flexibility for guests with ensuite and Jack-and-Jill configurations. Every space is designed with comfort and function in mind, complete with decorative lighting, and quality finishes throughout. Outdoors, the experience continues with a covered rear porch and deck overlooking the lake—perfect for morning coffee or evening entertaining. The boathouse, covered dock, and personal watercraft lift provide immediate access to open water, making boating, fishing, and lake days part of your everyday routine. A mosquito mist system, sprinkler system, and landscaped grounds further enhance the usability of the property year-round. Additional highlights include a 3-car oversized garage, circular driveway, and access to gated community amenities including a pool, boat ramp, and fishing areas. This is a rare opportunity to own a thoughtfully designed waterfront home that offers both refined living and the freedom of a quieter, lake-centered lifestyle—without sacrificing quality, space, or convenienc

MLS#
NTREIS-21240459
List Price
$985,000 ($346/Sqft.)
Listing Status
For Sale
Address
3212 Francisco Bay Dr
City
Kerens
State
TX
Zip Code
75144
County
Navarro County
Subdivision
Francisco Bay I
Legal Description
F0530 FRANCISCO BAY I BLK 1 LOT 7R 1.63 ACRES
Property Type
Residential - Single Family
Bedroom
4 Bedroom(s)
Bath
3 Full Bath(s)
Garages
3 / Attached
Stories
1
Building Size
2,850 Sqft/Appraisal District
Architecture Style
Craftsman,Modern Farmhouse
Year Built
2010 /Appraisal District
Lot Size
1.63 Lot Acres/PUBREC
LP / Acre
$604,294 / Acre
Maintenance Fee
$83 / Semi-Annu

Rooms

Living
1 x 1, 1st
Den
1 x 1, 1st
Kitchen
1 x 1, 1st
Primary Bedroom
1 x 1, 1st
Bedroom
1 x 1, 1st
Bedroom
1 x 1, 1st
Bedroom
1 x 1, 1st
Bath
1 x 1, 1st
Bath
1 x 1, 1st
Mud Room
1 x 1, 1st

Interior

Number Of Living Area
2
Fireplace
1/Den,Raised Hearth,Wood Burning
Floors
Slate, Tile, Varies, Wood
Cooling
Central Air, Electric
Heating
Central, Electric, Fireplace(s)
Window
Window Coverings
Appliances
Dishwasher, Disposal, Electric Cooktop, Electric Water Heater, Microwave, Double Oven, Refrigerator, Tankless Water Heater, Vented Exhaust Fan
Security System
Fire Alarm,Gated Community,Security Service,Smoke Detector(s)
Interior
Built-in Features, Chandelier, Decorative Lighting, Double Vanity, Eat-in Kitchen, Flat Screen Wiring, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Data

Exterior

Roof
Composition,Shingle
Foundation
Slab
Private Pool
No
Exterior Type
Fiber Cement, Rock/Stone
Lot Description
Cleared, Few Trees, Landscaped, Level, Lrg. Backyard Grass, Sprinkler System, Subdivision, Undivided, Water/Lake View, Waterfront
Water Amenity
Dock
Garage Size
23 X 38
Parking
Additional Parking, Circular Driveway, Covered, Direct Access, Driveway, Enclosed, Garage, Garage Door Opener, Garage Double Door, Garage Faces Side, Garage Single Door, Inside Entrance, Kitchen Level, Lighted, Off Street, On Site, Oversized, Parking Pad
Parking Space
Garage 3 / Carport 0 / Total Covered 3
Fencing
Back Yard,Metal
Porch
Covered,Deck,Rear Porch
Easements
Utilities
Utility
All Weather Road,Asphalt,Co-op Electric,Co-op Water,Electricity Available,Electricity Connected,Individual Water Meter,Outside City Limits,Private Road,Septic,Sewer Not Available,Underground Utilities,No City Services,No Sewer
Area Pool
Yes
Exterior
Boat Slip, Covered Patio/Porch, Dock, Fire Pit, Rain Gutters, Lighting, Mosquito Mist System

Extra details you may need to know

Dwelling Type
Lake House,Single Detached
Community Features
Boat Ramp,Community Dock,Community Pool,Fishing,Gated,Lake
Lake Pump
Yes

Financial information

Maintenance Fee
$500/Semi-Annual
Maint Fee Includes
Full Use of Facilities,Maintenance Grounds

Lot Information

Lot Size
1.63 Lot Acres /PUBREC
loading
Disclaimer: Lot configuration and dimensions are estimates, not based on personal knowledge and come from a third party (Digital Map Products); therefore, you should not rely on the estimates and perform independent confirmation as to their accuracy
Ready to Sell your Home?
If you like this property and are also considering selling your current home now, you may find out how. Request your home selling analysis report featuring Recently Sold, Market Analysis, Home Valuations, and Market Update.
Start Selling your Home

Listing Broker

Information source

North Texas Real Estate Information Systems, Inc.
Source last updated Apr 28, 2026 at 05:38 AM
Listing last updated Apr 28, 2026 at 10:18 AM
View website →

Estimate your mortgage payments

Create and estimate your monthly mortgage payment and property taxes based on past rates.

Estimated Monthly Payments

DOWN PAYMENT
Loan Term
$-----
$-----
Full Page
Presented by TimeValue Software ©2021
Principal & InterestTaxes30.4%69.6%
Listing TaxNumbers
Principal & Interest2,841
Taxes1,242
--------
-------- --------

Explore school information

Check out assigned and nearby schools along with their detailed ratings and essential information to help you make informed decisions.

Assigned schools

View nearby schools view nearby schools

Notice & Disclaimer
School information is computer generated and may not be accurate or current. Buyer must independently verify and confirm enrollment. Please contact the school district to determine the schools to which this property is zoned.
Copyright© 2026 , HOUSTON REALTORS® INFORMATION SERVICE, INC. All Rights Reserved. Data Not Verified/Guaranteed by MLS
Schedule a tour
Tomorrow
29
Apr
Thu
30
Apr
Fri
01
May
Sat
02
May
Other dates
Contact agent
Call

Schedule a Tour

Wed
29
Apr
Thu
30
Apr
Fri
01
May
Sat
02
May
Sun
03
May
Mon
04
May
Tue
05
May
Wed
06
May
Thu
07
May
Fri
08
May