5 Things to Do RIGHT NOW If You Want to Buy a Home in Katy, Cypress, or Houston This Summer

5 Things to Do RIGHT NOW If You Want to Buy a Home in Katy, Cypress, or Houston This Summer

If you're planning to buy a home in Katy, Cypress, Hockley, or the 77084/77095 zip codes this summer — May is the month to get moving. The Houston real estate market doesn't slow down for summer. If anything, it speeds up.

Here are the 5 things every buyer should do right now.

1. Pull your credit report — the right way. Go to AnnualCreditReport.com, not Credit Karma. You want to see exactly what lenders will see. Look for errors, old collections, or anything that could affect your score before you apply.

2. Stop applying for new credit. Every hard inquiry lowers your score. Financing a car, opening a store card, or co-signing a loan right now could reduce what you qualify for — or disqualify you entirely. Pause all of it.

3. Start saving for closing costs — not just your down payment. First-time buyers in the Houston area are often surprised by closing costs, which typically run 2–5% of the loan amount. Plan for both. Down payment assistance programs in Texas can help with the down payment side — ask me about what's available in Katy, Cypress, and the 77084/77095 areas.

4. Get pre-approved, not just pre-qualified. Pre-qualification is just an estimate. Pre-approval means a lender has reviewed your actual income, debt, and credit and issued you a real number. Sellers in this market expect pre-approval before considering your offer.

5. Book a buyer's consultation before you start Zillow shopping. This is the step most people skip — and it costs them. A buyer's consultation (free with me) helps you build a real game plan before you fall in love with a house that doesn't work for your budget, timeline, or neighborhood priorities.

I serve buyers across Katy TX, Cypress TX, Hockley TX, Spring TX, and the 77084 and 77095 zip codes. I'm also a licensed mortgage loan officer in Texas — so in one appointment, we cover both your agent strategy and your financing picture.

Ready to start? Book your free buyer's consultation here: https://calendar.app.google/e3n9RFpDt1X5EwkCA

Marysol Calvillo Elite Properties, LLC HAR Platinum Agent 5-Star Rated English & Español @itravelforrealestate #marysoldit