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1340 Vernon Dr

Aubrey, TX 76227
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3 Bedroom(s)
2 Full Bath(s)
1,721 Sqft
0.15 Lot Acres
Residential - Single Family

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Description

RARE 2.87% ASSUMABLE FHA LOAN OPPORTUNITY! Qualified buyers will have the incredible opportunity to assume the seller’s existing FHA loan at just 2.87% interest—a potentially significant savings compared to today’s market rates! Built by Centex Homes in 2020, this beautifully maintained home shows like new and offers 3 bedrooms, plus an office, large open kitchen, living, dining area, and 2 full baths. Bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious kitchen with a large island opens seamlessly to the dining and living areas, while neutral finishes, abundant natural light and exceptional pride of ownership make this home truly move-in ready. Luxury vinyl plank flooring throughout and NEW carpet in the bedrooms. The well-designed layout offers a comfortable large owners suite with great sized walk in closet and generously sized secondary bedrooms and flexible space for guests or a home office. Outside, enjoy a private backyard with an extended covered patio offering plenty of room to relax, play and entertain. Located in the desirable Winn Ridge community with resort-style amenities including a community pool, playgrounds, green spaces, walking trails and sports fields. Conveniently situated near the rapidly growing Hwy 380 corridor with easy access to shopping, dining and surrounding North Texas communities. A like-new 2020 home combined with a 2.87% assumable FHA loan makes this an opportunity that is incredibly hard to duplicate! Loan assumption subject to buyer qualification, lender approval and applicable FHA requirements.

MLS#
NTREIS-21404636
List Price
$330,000 ($192/Sqft.)
Listing Status
For Sale
Address
1340 Vernon Dr
City
Aubrey
State
TX
Zip Code
76227
County
Denton County
Subdivision
Winn Ridge Ph 2a
Legal Description
WINN RIDGE PHASE 2A BLK S LOT 11
Property Type
Residential - Single Family
Bedroom
3 Bedroom(s)
Bath
2 Full Bath(s)
Garages
2 / Attached
Stories
1
Building Size
1,721 Sqft/Appraisal District
Architecture Style
Traditional
Year Built
2020 /Appraisal District
Lot Size
0.15 Lot Acres/Appraisal District
Maintenance Fee
$630 / Annually

Rooms

Living
15 x 19, 1st
Kitchen
15 x 10, 1st
Primary Bedroom
13 x 13, 1st
Bedroom
11 x 10, 1st
Bedroom
11 x 10, 1st

Interior

Number Of Living Area
2
Floors
Carpet, Ceramic Tile, Luxury Vinyl Plank
Cooling
Central Air, Electric
Heating
Central, Electric
Window
Window Coverings
Appliances
Dishwasher, Disposal, Electric Cooktop, Electric Oven, Gas Water Heater, Microwave, Refrigerator
Security System
Burglar,Carbon Monoxide Detector(s),Fire Alarm
Interior
Built-in Features, Cable TV Available, Decorative Lighting, Double Vanity, Eat-in Kitchen, Granite Counters, High Speed Internet Available, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)

Exterior

Roof
Shingle
Foundation
Slab
Private Pool
No
Exterior Type
Brick, Rock/Stone
Lot Description
Corner Lot, Few Trees, Landscaped, Lrg. Backyard Grass, Subdivision
Garage Size
18 X 20
Parking
Garage, Garage Faces Front, Lighted
Parking Space
Garage 2 / Carport 0 / Total Covered 2
Fencing
Wood
Porch
Covered
Easements
Utilities
Utility
Cable Available,City Sewer,City Water,Curbs,Sidewalk
Area Pool
Yes
Exterior
Covered Patio/Porch, Rain Gutters

Extra details you may need to know

Dwelling Type
Single Detached
Community Features
Club House,Community Pool,Fitness Center,Greenbelt,Jogging Path/Bike Path,Park,Playground,Pool,Sidewalks

Financial information

Maintenance Fee
$630/Annually
Maint Fee Includes
Full Use of Facilities,Maintenance Grounds,Maintenance Structure,Management Fees

Lot Information

Lot Size
0.15 Lot Acres /Appraisal District
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Disclaimer: Lot configuration and dimensions are estimates, not based on personal knowledge and come from a third party (Digital Map Products); therefore, you should not rely on the estimates and perform independent confirmation as to their accuracy
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Information source

North Texas Real Estate Information Systems, Inc.
Source last updated Oct 16, 2026 at 10:47 AM
Listing last updated Oct 11, 2026 at 03:00 PM
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Principal & InterestTaxes30.4%69.6%
Listing TaxNumbers
Principal & Interest2,841
Taxes1,242
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Notice & Disclaimer
School information is computer generated and may not be accurate or current. Buyer must independently verify and confirm enrollment. Please contact the school district to determine the schools to which this property is zoned.
Copyright© 2026 , HOUSTON REALTORS® INFORMATION SERVICE, INC. All Rights Reserved. Data Not Verified/Guaranteed by MLS
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