Texas Veterans--Have You Heard of VLB Loans?

If you’ve served in the military and are looking to purchase land in Texas, a Veterans Land Board (VLB) loan could be an incredible opportunity!

Who qualifies?
You may be eligible if you are:
• A Texas resident
• An active-duty military member, veteran, or member of the Texas National Guard/Reserves
• Honorably discharged (for veterans)
• Meet credit and income requirements

What properties qualify?
VLB loans are specifically for purchasing land in Texas. The property must:
• Be at least 1 acre (and typically no more than 20 acres)
• Be located in Texas
• Have legal access (road frontage or easement)
• Not be primarily agricultural, commercial, or income-producing

Benefits of a VLB Loan:
• Competitive, often below-market interest rates
• Low down payment options
• Fixed-rate financing
• No prepayment penalties
• A great way to invest in land for future building or recreation

Whether you’re dreaming of building your custom home someday or just want your own piece of Texas land, this program is a fantastic option for those who have served.

Thinking about using a VLB loan? I can help!
From finding qualifying land to connecting you with the right lender, I’ll guide you every step of the way.

Send me a message—let’s find your perfect piece of Texas! kim@kimberlyberger.com