A Tip for the Day: Review your Credit Reports!

Hey everyone!  Got a good tip on reviewing your credit reports from a mortgage company.  You can get a copy of your free credit report from AnnualCreditReport.com or from one of the credit reportinging agencies.  Once you receive it, look for incorrect information or anything out of the ordinary including: 

• Unauthorized lines of credit
• Incorrect addresses
• Bankruptcies more than a decade old

If you find an error, contact the credit reporting agencies-Equifax, Experian and Trans Union-and the creditor right away to start the process of correcting it.  

A solid credit history will help you secure a home loan and get you a lower interest rate!   Good luck!!