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131 Oak Rd

Clear Lake Shores, TX 77565
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Just listedJust listed
3 Bedroom(s)
2 Full Bath(s)
1,485 Sqft
4,000 Lot Sqft
Single-Family

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Description

RARE FINANCING ADVANTAGE: Assumable VA loan at 2.875% interest rate-a unique opportunity in today's market. Buyers must qualify & assumption is subject to lender approval. Welcome to an exceptional opportunity in one of the area's most desirable coastal golf-cart friendly communities - where relaxed waterfront living, top rated schools, & everyday convenience come together. This modest 3 bedroom 2 bathroom home is elevated on stilts one block from the water, presenting a rare chance to personalize & add value. The Kitchen flows into the main living area with a cozy fireplace. The floorplan provides a strong foundation for future upgrades and cosmetic enhancements. Primary suite is on the top floor with primary bathroom plus a private balcony. Ample covered space below the home, for parking, entertaining or simply enjoying the breeze off the water. Only a golf cart ride to the Kemah Boardwalk & several local restaurants, bars & shops. Welcome to feeling like you are always on vacation.

MLS#
97340439
List Price
$389,000 ($262/Sqft.)
Listing Status
For Sale
Address
131 Oak Rd
City
Clear Lake Shores
State
TX
Zip Code
77565
County
Galveston County
Legal Description
ABST 18 M MULDOON SUR S 40 FT OF LOTS 2149 THRU 2153 (2149-1
Property Type
Single-Family
Bedroom
3 Bedroom(s)
Bath
2 Full Bath(s)
Garages
2 / Attached
Stories
1.5
Building Size
1,485 Sqft/Appraisal District
Architecture Style
Traditional
Year Built
1996 /Appraisal District
Lot Size
4,000 Sqft/Appraisal District
Key Map©
620S
Market Area

Rooms

Living
18 x 13, 1st
Kitchen
12 x 11, 1st
Primary Bedroom
15 x 14, 2nd
Bedroom
11 x 11, 1st
Bedroom
11 x 11, 1st

Exterior

Roof
Composition
Foundation
On Stilts
Private Pool
No
Exterior Type
Cement Board
Lot Description
Subdivision Lot, Water View
Water Amenity
Boat Ramp
Garage Carport
Auto Garage Door Opener
Water Sewer
Public Sewer, Public Water
Area Pool
Yes
Exterior
Balcony, Covered Patio/Deck

Extra details you may need to know

Dwelling Type
Free Standing
HOA Mandatory
No
List Type
Exclusive Right to Sell/Lease

Financial information

Financing Considered
Assumable 1st Lien, Cash Sale, Conventional, FHA, Investor, Other
Other Fees
No
Ownership
Full Ownership
Maintenance Fee
No
Taxes w/o Exemp
$4,661/2025
Tax Rate
1.4759

Interior

Fireplace
1/Gaslog Fireplace
Floors
Carpet, Tile
Bedroom Description
2 Bedrooms Down,Primary Bed - 2nd Floor
Kitchen Description
Breakfast Bar,Kitchen open to Family Room
Room Description
1 Living Area
Cooling
Central Electric
Heating
Central Gas
Compactor
No
Dishwasher
Yes
Disposal
Yes
Ice Maker
No
Range
Gas Range
Interior
Balcony, High Ceiling, Refrigerator Included, Vaulted Ceiling

Lot Information

Lot Size
4,000 Sqft. /Appraisal District
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Disclaimer: Lot configuration and dimensions are estimates, not based on personal knowledge and come from a third party (Digital Map Products); therefore, you should not rely on the estimates and perform independent confirmation as to their accuracy

Listing Broker

Information source

Houston Association of REALTORS®
Source last updated Apr 19, 2026 at 04:58 AM
Listing last updated Apr 18, 2026 at 10:16 AM
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Cost/Sqft based on tax value

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Estimated Monthly Payments

DOWN PAYMENT
Loan Term
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Presented by TimeValue Software ©2021
Principal & InterestTaxes30.4%69.6%
Listing TaxNumbers
Principal & Interest2,841
Taxes1,242
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Assigned schools

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Notice & Disclaimer
School information is computer generated and may not be accurate or current. Buyer must independently verify and confirm enrollment. Please contact the school district to determine the schools to which this property is zoned.
Copyright© 2026 , HOUSTON REALTORS® INFORMATION SERVICE, INC. All Rights Reserved. Data Not Verified/Guaranteed by MLS
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