The Federal Reserve just cut the rate by 0.25%.
Rates are holding steady around 6.3% because mortgage rates don't follow Fed rates; instead, they follow the 10-year Treasury yield.
Is there an opportunity for sellers right now?
Yes. It’s in the supply and demand, not the rates.
Most homeowners wait until Spring to put their home on the market.
The unintended side effect is that when Spring arrives, inventory spikes, and you suddenly have to compete with every other home in the neighborhood for attention from buyers.
See my 100+ Point Home Marketing Plan Here:
https://www.searchallproperties.com/flipbook/erproperties
This creates a "sweet spot".
Inventory is typically at its lowest point of the year around the holidays and in January.
If you list during THIS time, you are often competing with far fewer homes.
You can get high visibility from motivated buyers (who are often relocating for jobs, family or schools) without fighting for attention in a crowded market.
See my 100+ Point Home Marketing Plan Here:
https://www.searchallproperties.com/flipbook/erproperties
Realtor.com is forecasting home prices to rise another 2% in 2026. By listing before the Spring rush, you catch the early wave of buyers while supply is still in your favor.
If you’re curious about your position in this market, I can send you a:
Current home value and equity estimate
Custom 100+ point marketing plan to get your home sold
Just reply back.