ARE YOU BEHIND IN YOUR MORTGAGE?? Are you facing foreclosure or short sale?

Are you behind in your mortgage? Are you facing foreclosure? Have you asked your mortgage company for a modification, or short sale? Do you know what that means and the rules for each?     Here's help!

I've had multiple people recently approach me with questions about their foreclosure process. A good way to explain it...it's sort of like an auto accident regarding attorney representation. You can go it alone but will likely be the big loser without a professional safe guarding your interests.. The defending auto insurance carrier often does not respond as they should, has attorneys on their side that know all the tricks, rules and law loopholes, and often times they stick their feet in the ground not budging just waiting for you to get desperate enough to cave in. The auto accident victim that hires an attorney removes themselves from the stress of the fight and the attorney can open multiple doors and force responses the victim that goes it alone can't even imagine. The same often goes for working with your mortgage company regarding foreclosure. 

An attorney specializing in this area knows the laws, knows what to ask, knows how much to push, knows when the other side is lying or misrepresenting and knows the loopholes. They are the professionals in this and do it on a regular basis. Your attorney can possibly have the foreclosure put on hold giving you extra time to get your home sold. Depending on your situation an attorney may be able to work your case and take payment at the time of the sale so there is no money out of your pocket.

Of course sooner is better to get started with an attorney, but they can often times jump in at any time within the foreclosure process. If you are facing foreclosure, short sale, modification etc, contact me and we can get you started on your way through this stressful process. You likely have enough on your plate and removing this burden that you are truly not qualified to handle will free your mind for more important items. 

Heck, you may not even know what your options are or know what a short sale is. The attorney will explain all the differences that pertain to your situation so you can make an educated decision. Then they will get you on the right path to repairing your family's situation.