As mortgage rates, once at historic lows during the pandemic, surged to two-decade highs by the end of 2023, homeowners enjoying rates below 3% found themselves in a coveted position among friends and family. However, in the event of a marital split, the dispute over who retains the lower mortgage rate goes beyond mere envy. It has evolved into a significant point of contention during divorce negotiations. The substantial disparity between current mortgage rates and those on homes belonging to divorcing couples, coupled with a pricier housing market, has led some individuals to explore unconventional strategies for dividing real estate assets.
Click on the image below to discover some of the inventive scenarios that couples are adopting: