Your Rights as a Homeowner Facing Auction

Receiving an auction notice is frightening — but you still have rights and options. Understanding these can make all the difference in whether you keep your home, sell on your terms, or lose it to foreclosure.

Main Points:

1. Right to Reinstatement

   • You can stop foreclosure by paying the past-due amount plus fees before the auction date.

2. Right to Sell Before Auction

   • You can list and sell your home right up until the auction, provided the lender receives their payoff.

3. Right to a Fair Process

   • The lender must follow state-mandated notice timelines. If they fail to do so, the foreclosure could be challenged.

4. Right to Representation

   • You can hire a Realtor, attorney, or housing counselor to assist you.

Call to Action:
If your property is scheduled for auction, time is of the essence. Call me at 832-978-2372 today to discuss your fastest options.