Happy Friday,
So many people are surprised when they decide to lease or buy a home the things that have manifested on their credit. In my years as a Realtor, people are surprised to discover someone has a mortgage in their name, a car, apartments, or utilities. The funny thing is, that person may be paying on time and "helping your credit" but they have also increased your debt and reduces your buying or leasing power. Do yourself a favor and visit www.AnnualCreditReport.com and take a look. You may have to pay a small fee if you would like to know your score and that is worth it too. If you have a credit card, check because they may have your score on the credit card statement or online when you pay your bill. Get your free credit report! YOU WILL NOT LOSE ANY POINTS IF YOU PULL YOUR CREDIT YOURSELF!
Hope this helps you.
Be blessed!