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First time looking to become home owner!

Can anyone help me to know what I need to do to become a home owner?

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First time looking to become home owner!

By Jeane Krustchinsky   
Posted on Jan 05, 2019 in Topic: Affordable Housing
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Can anyone help me to know what I need to do to become a home owner?
Status: Open
Viewed: 694
Asked by: Consumer
Posted: 3 months ago
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Cathie Bortz
about 3 months ago
Hello!

Congratulations on plunging into the adventure of home ownership! Once you become a homeowner you won't ever want to go back to renting.

My recommendation is to begin the process by speaking with a lender. That professional can give you an idea of what loan amount for which you qualify, provide advice and tools on how to improve your credit score as well as suggest programs beneficial to a first time home buyer.

My go to lender is Brenda Kees with Gibraltar Mortgage. She is a wonderful lady, very patient and helpful. I suggest you reach out to her and see what she has to say. Contact her at 713-806-6628 or by email at Bkees@gibraltarlending.com I will let her know to expect your call/email.

Finding the perfect home can be lots of fun and equally as daunting. When you are ready, I would be honored to guide you through the process. Of course, if there any other questions I can answer in the interim, do not hesitate to ask.

At YOUR service!
Cathie Bortz
Realtor
Gary Greene Realtors
281.744.4879

Opening Doors to YOUR Future!


about 3 months ago
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Kristen Manz
about 2 months ago
Good Morning Jeane,

Congratulations on making the decision to enter home ownership!
The market is strong for buyers right now, so your timing is excellent. I would be happy to discuss the process with you, and I can help you or help you find someone in your geographic area. I always advice my clients and customers to seek lending before we seek housing. This is to protect you from seeing homes that are out of reach. When that happens, everyone is disappointed. There are so many great lenders.

Here are Three Affiliates who I trust:

Hometown America
Georgia Dragonir
832-492-2222
GeorgiaDragonir@gmail.com


Home USA Mortgage-
Charlie Moore
832-860-2080 cell
charlie@homeusa.com


Movement Mortgage
Steve Kyles
281-701-4521
Steve.kyles@movement.com

My website is a good place to start looking around at various locations to narrow your focus. My team is ready to help you through the process. Call us, Interview us, and most of all know we are here for you whenever you are ready.

www.GreaterHoustonLiving.com

Sincerely,

Kristen Manz
Greater Houston Living
Hometown America, Inc.
281-305=9023



about 2 months ago
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Victor Correa
about 2 months ago
Hi, Be glad to help. First thing first loan approval unless paying cash. I am a expert in first time home buyers. From free money for your down payment to the best negotiation tactic to get you the best deal.


Source:


Please visit my preferred lender to explore your financing opti\n

about 2 months ago
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Turk Inan
about 2 months ago
Hello Jeane,

I would be happy to help, I am an Accredited Buyer Representative, Certified New Home Specialist and a Master Certified Negotiation Expert. If you would like to give me a call i would be happy to discuss the process in detail

Turk Inan | ABR, MCNE, CNHS
Realtor Associate

Martha Turner Sotheby's International Realty
50 Briar Hollow Lane, Suite 700W | Houston, TX 77027
713.520.1981 (o)
713.558.9230 (d)
713.294.9942 (m)
713.559.0448 (f)
turk.inan@sothebyshomes.com


Source:


www.soldbyturk.com

about 2 months ago
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Cindy Hamann
about 2 months ago
This is exciting news, The first step is to shop for the perfect realtor that will listen to your wants and needs. You will need to feel comfortable with them. They will guide you with the process. The first step is to get pre-approved with a lender. Having a pre approval letter is a benefit to you during the negotiation process. Asking questions is important, how far is this location to my job, how are the schools, is this area great for resale. Just build the relationship and work together for a positive outcome. Also one thing that is very important is to work with someone who know the area. Good Luck and enjoy homeownership!


about 2 months ago
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Jason Hyman
about 2 months ago
Don't go to lender first, take your time to find an agent that understands what you are looking for and works/ communicates the way you do. If you are interested in the overall process to help provide some transparency so you aren't in the dark when you are interviewing candidates shoot me an email jason@realincllc.com and I can send you a guide.


about 2 months ago
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Mark A. Villarreal
about 2 months ago
Hello Jeane, the process can seem complicated but working with a professional who understands first time home buying is key. There are several steps, beginning with financing. Luckily, my team has several connections and resources with lenders to ensure you qualify at a reasonable rate. Also, there are several programs to assist first time home buyers to receive grants. Yes, GRANTS, that do not have to be paid back. My team specializes in helping folks understand these programs to ease the burden of down payments. Don't hesitate to email me, call/ text to learn more about these programs. Visit my website www.MaverickHoustonRealEstate.com . You can email me by clicking the tab in the upper right corner.
Thanks, I look forward to hearing from you,
Mark A. Villarreal
713-805-6549


about 2 months ago
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Alex Parkinson
about 4 weeks ago
Buying your first home can be a daunting task. But millions of people were in a similar situation. If you prepare properly, learn all the necessary information, read appropriate essays, then you will have a better chance of finding a place that you can afford for the price you can handle. Below I will write a mini instruction and tips on how to start.

1. Check your financial health
Before you go through the pages of lists on the Internet or fall in love with your dream home, conduct a serious check of your finances.
2. Check out benefits for novice home buyers
3. Meet Creditors
Many realtors will not spend time with customers who do not specify how much they can afford to spend. And in most cases, sellers will not even accept an offer that is not accompanied by prior approval of the mortgage.
4. Shop around for a mortgage.
5. Have a Reserve Lender
6. Find a real estate agent
7. Decide on a neighborhood
8. When you find a property, reduce your numbers.
9. View utility bills.
10. Do not refuse home inspection.

Good Luck!

Alex Parkinson,
manager at https://writemyessayonline.com/do-my-assignment.html


about 4 weeks ago
Silver
Antonio Lechuga
about 2 weeks ago
First things first.
1. Go see your lender of choice to find out how much house you can afford or if you even qualify for a loan.*
2. Go see your Realtor of choice. She can sit down with you to discuss what your "must have" and "it would be nice if" list looks like.
3. Now that you know how much home you can afford and what types of homes you are looking for, you can start looking.
4. Most importantly, if you see a home that you are interested in, do not call the listing agent directly. Contact your Realtor and do everything through her.
5. Once the have found "the home", your Realtor can walk you through the offer, negotiation, inspections, renegotiations, etc.,
6. A good Realtor should keep you well informed about the process, what is going on, and what to expect.

Good luck!



about 2 weeks ago
Disclaimer: Answers provided are just opinions and should not be accepted as advice.
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