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The region in which you live dictates what kind of disaster insurance you might need to protect your home from Mother Nature's wrath.
This could be the best or worse article you read all year, depending on the damage to your home.
Quick answers to complex questions.
It's better to have a plan in place, but you may still have options at the last minute.
It's not the life saver you think it is....
Flood insurance can help you out, but you've got to apply early. Before the storm. WAY before the storm.
Depending on where you live, filing even one claim can push your annual insurance premium up 20%.
Homeowners can better guard against liability claims by knowing what's covered by umbrella insurance and what isn't.
Roof damaged by hail? Your insurer may no longer pay to replace it.
You may want to avoid these hidden risks to prevent your home insurance premiums from skyrocketing.