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Mortgage & Finance Articles

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Valery Smith-Blank
RE/MAX Integrity
What a Deal!
29 October, 2012| Mortgage & Finance, Education, Houston Living
 A 30 year fixed-rate mortgage hasn't always been the standard. As part of FDR's New Deal in 1934, the Federal Housing Administration was created to help Americans purchase homes with affordable... read more
Nadine Cius rating starrating starrating starrating starrating star 5/5 (21 surveys)
Realty Icons
I am a Veteran, Loan Officer is recommending FHA l...
27 October, 2012| Home Buying, Mortgage & Finance, Education
I am a Veteran, Loan Officer is recommending FHA loan - What should I do?  The VA loan program offers veterans a federally guaranteed home loan with no down payment.  It is the best loan pro... read more
John Shellington rating starrating starrating starrating starrating star 5/5 (31 surveys)
John Henry Properties
Mortgage Lenders' Underwriting Overlays
25 October, 2012| Home Buying, Mortgage & Finance, Education
  Passage of the Dodd Frank Financial reform Act brought with it a new era of government oversight of the mortgage industry. Within the Act is a Section titled “Mortgage Reform and Anti-... read more
Michelle Cannon rating starrating starrating starrating starrating star 4.96/5 (138 surveys)
RE/MAX Distinction
SPENDING SMART - A SEASON TO SAVE!
22 October, 2012| Mortgage & Finance, General, Education
Spending Smart: A Season to Save  “To every thing there is a season,” says a passage in the Bible and, much later, lyrics to the hit song, “Turn! Turn! Turn!” made famous by the 1960s folk-... read more
Greg Nino
RE/MAX Compass
Is Experian Selling Your Personal Information to A...
15 October, 2012| Home Buying, Home Safety, Mortgage & Finance
 This morning I Googled a phrase about home sellers and came across Experian, the credit agency. To my surprise Experian is able to sell me real estate leads. To be perfectly honest, I pictured... read more
Susan Greer rating starrating starrating starrating starrating star 4.82/5 (63 surveys)
Better Homes and Gardens Real Estate Gary Greene - Sugar Land
The Secret Weapon for Loan Success
11 October, 2012| Home Buying, Mortgage & Finance, Education
For homebuyers today, the paperwork involved in securing a loan is often more painstaking than actually qualifying for a mortgage. In an effort to avoid substandard loans and underwriting practices... read more
Monte Wall
Keller Williams Premier Realty
Own This House For Less Than $1,000 Per Month
9 October, 2012| Home Buying, Mortgage & Finance, General
We have a client that just went under contract to purchase a home and we couldn't believe how low his payment is going to be. But I'm looking at the estimated payment provided by the lender and it's... read more
Michelle Cannon rating starrating starrating starrating starrating star 4.96/5 (138 surveys)
RE/MAX Distinction
TIPS FOR ESTABLISHING A CREDIT HISTORY!
8 October, 2012| Home Buying, Mortgage & Finance, General
Tips for Establishing a Credit History Establishing a credit history is harder than it used to be — lenders are being extra cautious with new applicants. If you’re applying for credit for the fi... read more
Valery Smith-Blank
RE/MAX Integrity
Refinancing Too Soon?
5 October, 2012| Home Values & Recent Sales, Mortgage & Finance, Ho...
Some people believe they shouldn't refinance more often than once every two years. The determining factors are if you'll lower your payments and plan to stay in the home long enough to recapture the c... read more
Alex Handley
RE/MAX Preferred Homes
Mortgage Nightmare
4 October, 2012| Home Buying, Mortgage & Finance, General
I just closed a home that turned out to be a nightmare for everyone because the mortgage company dropped the ball more than once. My client, a highly qualified buyer, chose the seller's recommende... read more
Valery Smith-Blank
RE/MAX Integrity
FHA MIP Release
1 October, 2012| Home Buying, Mortgage & Finance, Houston Living
FHA loans require mortgage insurance premium to cover a possible loss to the lender if the property has to be foreclosed and sold. The premium is substantial and eliminating the MIP would reduce the p... read more
Michelle Cannon rating starrating starrating starrating starrating star 4.96/5 (138 surveys)
RE/MAX Distinction
HEY, CAN YOUR MORTGAGE LENDER REALLY ASK THAT?
28 September, 2012| Mortgage & Finance, General, Education
Hey! Can your mortgage lender really ask that? Mortgage applicants expect to be asked to prove their income, verify their employment and provide permission for their tax returns to be reviewed,... read more
Ronald Espinoza
Martha Turner Sotheby's International Realty
Market Update from Erick Geitner at BBVA Compass
24 September, 2012| Housing Market, Mortgage & Finance
Sorry to interup the monthly blog but I wanted to send a market update from Erick Geitner at BBVA Compass. Keeping you updated on the market! For the week of September 24, 2012... read more
Trisha Dear
Fathom Realty
Mortgage rates down again
18 September, 2012| Home Buying, Housing Market, Mortgage & Finance
 Mortgage rates eased for a second week in a row on mixed economic news, but could be poised for a rebound after the European Central Bank announced a new round of bond purchases today that under... read more
Michelle Cannon rating starrating starrating starrating starrating star 4.96/5 (138 surveys)
RE/MAX Distinction
HOW TO SAVE THOUSANDS ON YOUR HOME LOAN!
10 September, 2012| Mortgage & Finance, General, Education
How To Save Thousands on Your Home Loan Harris Interactive, on behalf of LendingTree, recently conducted an online survey of 1,380 homeowners and concluded that only 51% of mortgaged homeowners a... read more
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