Mortgage & Finance Articles

4,831 Posts
TAXING MATTERS!
2 March, 2012| Mortgage & Finance, General, Education
Taxing Matters: Now’s the Time to Start Planning for Possible Hikes As tax return season starts, many of us are thinking of what we could have done last year to lower our taxes and what we can d... read more
FHA Raises Loan Fees for Home Buyers
1 March, 2012| Mortgage & Finance
The Federal Housing Administration plans to boost the fees it charges to guarantee home loans, raising its annual mortgage insurance premium by 0.10% for loans under $625,500 and by 0.35% for loans... read more
FHA will raise premiums soon
28 February, 2012| Home Buying, Housing Market, Mortgage & Finance
  The cost of government-insured mortgages will increase slightly for many new U.S. homebuyers under a decision announced on Monday by the Federal Housing Administration. The FHA, which... read more
HOW TO GET MORE OUT OF LOW-INTEREST SAVINGS!
27 February, 2012| Mortgage & Finance, General, Education
How-To: Get More out of Low-Interest Savings The peace of mind that comes with having emergency savings is worth far more than any interest rate. But it’s really too bad there’s so little rewa... read more
3.8% Tax on Real Estate Sales - True or False?
26 February, 2012| Home Selling, Mortgage & Finance, General
The rumor that continues to circulate via the Internet and email inboxes is that there is a 3.8% federal tax on all home sales effective January 1, 2013.However, the fact is that a 3.8%... read more
Mortgage Bills May Soon Be Simpler to Grasp
22 February, 2012| Home Buying, Home Selling, Mortgage & Finance
The Consumer Financial Protection Bureau has proposed a standardized mortgage statement that sets out to make it easier to understand the information about your loan on one page.  The proposed m... read more
5 Ways to Improve Your Credit Score
21 February, 2012| Mortgage & Finance, General, Education
In today’s world, your credit score can have a significant effect on the financial aspects of your life. Your credit history determines loan and credit card interest rates, can raise your insurance pr... read more
Looking to buy a home that needs work? Roll In You...
21 February, 2012| Home Buying, Mortgage & Finance
With Patriot Plus, home owners have the ability to add up to $75,000 to their mortgage loan for renovation, remodeling, or repairs.Are you looking at homes that need updating?- Need New Appliances...... read more
Federal Government & AG's Reach Robo-Signing Settl...
18 February, 2012| Home Buying, Home Selling, Mortgage & Finance
...49 state attorneys general and the federal government have reached agreement on a historic joint state-federal settlement with the country's five largest loan servicers: Ally/GMCBank of Americ... read more
Lease Buy Outs & interviewing Mark Zachary at AMCA...
16 February, 2012| Home Buying, Mortgage & Finance, Education
Discussing some loan guidelines with Mark Zachary, Sr. Lon Officer at AMCAP Mortgage, as wells as effects on Breaking A Lease.  Breaking a lease could potentially lower your credit rating by 100... read more
6 Tax Breaks Every Homeowner Should Know
15 February, 2012| Mortgage & Finance, General, Education
Regardless of the current state of our economy and the housing market, buying a home is still a great investment. However, the resulting taxes that accompany owning a home can lead to confusion and un... read more
CAPITAL GAINS INCREASE! LET ME SHOW YOU HOW TO DE...
15 February, 2012| Foreclosures & Investments, Mortgage & Finance, Ge...
This is SERIOUS!  The Bush tax custs are set to expire in 2013 raising the capital gains tax up by 8.8% to 23.8%!  The dividends tax is worse raising 28% to 43.4% and the estate and gift tax... read more
Improve YOur Insurance Credit Score
14 February, 2012| Mortgage & Finance
Most people expect the cost of homeowners insurance to go up after a claim is filed. But it may surprise you to know that how good you are at managing your finances can have just as big an effect on... read more
Despite Price Declines, Owning a Home Still Ranks...
13 February, 2012| Home Buying, Home Selling, Mortgage & Finance
"People told us that homeownership is more than just bricks and mortar, more than just having a big mortgage. It's about family. It's still part of the American dream."... ...The desire for homeowner... read more
Mortgage Refinance ?: Think Long Term..
13 February, 2012| Mortgage & Finance
There are several mortgage refinance calculators online that can help you figure out if it's worth it to refinance. Image: Thinkstock Images/Getty Images It’s generally a good time for a mor... read more
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