Mortgage & Finance Articles

4,828 Posts
TIPS FOR ESTABLISHING A CREDIT HISTORY!
8 October, 2012| Home Buying, Mortgage & Finance, General
Tips for Establishing a Credit History Establishing a credit history is harder than it used to be — lenders are being extra cautious with new applicants. If you’re applying for credit for the fi... read more
Refinancing Too Soon?
5 October, 2012| Home Values & Recent Sales, Mortgage & Finance, Ho...
Some people believe they shouldn't refinance more often than once every two years. The determining factors are if you'll lower your payments and plan to stay in the home long enough to recapture the c... read more
Mortgage Nightmare
4 October, 2012| Home Buying, Mortgage & Finance, General
I just closed a home that turned out to be a nightmare for everyone because the mortgage company dropped the ball more than once. My client, a highly qualified buyer, chose the seller's recommende... read more
FHA MIP Release
1 October, 2012| Home Buying, Mortgage & Finance, Houston Living
FHA loans require mortgage insurance premium to cover a possible loss to the lender if the property has to be foreclosed and sold. The premium is substantial and eliminating the MIP would reduce the p... read more
HEY, CAN YOUR MORTGAGE LENDER REALLY ASK THAT?
28 September, 2012| Mortgage & Finance, General, Education
Hey! Can your mortgage lender really ask that? Mortgage applicants expect to be asked to prove their income, verify their employment and provide permission for their tax returns to be reviewed,... read more
Market Update from Erick Geitner at BBVA Compass
24 September, 2012| Housing Market, Mortgage & Finance
Sorry to interup the monthly blog but I wanted to send a market update from Erick Geitner at BBVA Compass. Keeping you updated on the market! For the week of September 24, 2012... read more
Mortgage rates down again
18 September, 2012| Home Buying, Housing Market, Mortgage & Finance
 Mortgage rates eased for a second week in a row on mixed economic news, but could be poised for a rebound after the European Central Bank announced a new round of bond purchases today that under... read more
HOW TO SAVE THOUSANDS ON YOUR HOME LOAN!
10 September, 2012| Mortgage & Finance, General, Education
How To Save Thousands on Your Home Loan Harris Interactive, on behalf of LendingTree, recently conducted an online survey of 1,380 homeowners and concluded that only 51% of mortgaged homeowners a... read more
American Dream
6 September, 2012| Home Buying, Mortgage & Finance, Houston Living
The American Dream of owning a home is still alive. People still want a place of their own; where they can raise their family; share with their friends; feel safe and secure. Homeownership creates emo... read more
Danny Frank rating starrating starrating starrating starrating star 4.92/5 (37 surveys)
JLA Realty
Little-known HUD program that works
4 September, 2012| Affordable Housing, Home Buying, Mortgage & Financ...
Best Wedding Gift Ever: A House Via the FHA Bridal RegistryLittle-known HUD program allows couples, graduates and expectant parents to amass cash gifts from friends and family into a down payment on a... read more
Fannie and Freddie Ordered to Raise Fee's
3 September, 2012| Home Buying, Housing Market, Mortgage & Finance
In a small step that's part of a broader plan to bring back the secondary market for mortgages not guaranteed by the government, Fannie Mae and Freddie Mac's regulator today announced it's ordered the... read more
Reason you can buy a more expensive home this year
29 August, 2012| Home Buying, Mortgage & Finance, Houston Living
  How can the price of a house go up but actually cost less? It sounds like the riddle a 10-year-old might ask, but hear me out. The average Texas home price is $218,900 … an increase of $... read more
HARP Refinancing Continues to Surge
28 August, 2012| Home Buying, Housing Market, Mortgage & Finance
 HARP Refinancing Continues to Surge, High LTV Share SkyrocketsDecrease Font SizeTextIncrease Font SizeAug 7 2012, 4:03PMRefinancing through the revised Home Affordable Refinancing Program (HARP... read more
Thinking of Refinancing?
27 August, 2012| Home Improvements & Repair, Home Values & Recent S...
Thinking of Refinancing your home before interest rates go up?  The decision to refinance should not be based on the interest rate alone.  First you must consider all the costs associated wi... read more
Retirement Home Now?
27 August, 2012| Home Buying, Mortgage & Finance, Houston Living
 Maybe you're not ready to move into it but that doesn't mean that you shouldn't take advantage of the present opportunities to acquire the home you want to live in during retirement. The combina... read more
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